Embrace | Pet Insurance Review

Our dog is only 18 months and sometimes we think of him as a "lemon" because of all his issues, but thanks to Embrace we are able to get all of his needs met. We have the accident and illness policy and Embrace's low monthly rates really pay off when the large unexpected vet bills occur. Their customer service is superb and they always correspond in a timely manner. We are very happy with the service and reimbursement that we have received thus far with Embrace and we would definitely recommend them.

While I was researching Pet Insurances I was very hesitant about buying an out of state insurance policy , but this one has not disappointed me at all. I highly recommend Embrace Pet Insurance.

My 1.5 year old Leonberger, Zoe, had a slight, but persistent limp for a number of months. I had her examined by both my regular vet, and a holistic vet, and they could not find anything wrong. Both vets recommended seeing an orthopedic specialist, who did a thorough exam and Xrays. He determined the problem was in her shoulder (fortunately not OCD - Osteochondritis disicans, but most likely a small tear in her shoulder capsule). He recommended a month of laser and physical therapy (underwater treadmill), 2x a week (along with reduced play time with other dogs). This helped solve the problem...limp seems to be gone. Embrace covered all the above treatments! 2012 is my second year with Embrace. My experience with Embrace in 2011 was so good (coverage, customer service, claims, reimbursements) that I enthusiastically renewed for 2012. This year I decided to also sign up for the wellness rewards, as it is a great deal financially, and incentive to keep up on wellness practices for my dog. Great job Embrace! I highly recommend Embrace.

I'm combining a few claim submissions into one review. Overall, I am very pleased with Embrace. My dog had post operative complications from her spay and was very critical when I brought her to the ER. She had to spend the weekend at the ER and we now dub her surgery as the most expensive spay in history. She has also had a couple minor issues with a tweaked back and a skin infection. All claims were addressed promptly with an acknowledgement e mail as well as inquiry to how our little princess is doing makes me feel like more than just a number.

Lucky for us we have Embrace, because our 4 year old mutt seems to come down with some bizarre ailments. Not once have they denied a claim. A VERY smart investment for any dog owner.