Embrace | Pet Insurance Review

A couple weeks ago our yellow lab with a history of eating small items of clothing couldn't keep food down for four days. Indications were she might have an intestinal blockage. Of course, we needed to take her in on a Sunday, so our vet was closed. We had to use an emergency vet, and the estimate was $775 minimum and $2200 on the high end. Having insurance gave us the financial stability to be thorough with her care. Two days and $900 dollars later our dog was fully recovered. We spent about $600 dollars total out-of-pocket ($500 of it our deductible). Embrace refunded the rest. I would recommend Embrace to anyone.

As always, Embrace came through for us again. They tease me in their office that the dogs who know they'll have medical issues always choose us to adopt them. This time it was our wobblers dog, Dag. His wobblers was pre-existing, so it has never been covered, but two months ago he was diagnosed with Lyme's disease and then two weeks later, tore his ACL. Since he's not a good candidate for surgery, Embrace covered the cost of a wonderful Orthopet stifle brace for him and he's back hobbling around like normal. I'm betting there are lots of pet ins. companies out there that don't cover things like our brace. Thanks, guys.

This is my first experience with a pet insurance company. I just wish I had done it sooner. I took Storm in to have a lump checked out and after the needle biopsy came back inconclusive he had surgery to remove it. My vet faxed in the claim forms, but I had neglected to sign it. The very next day I got an email stating this, so was able to sign a copy of the form, fax it back and about two weeks later I got a check in the mail. Thanks Embrace for following up so quickly and responding to all of my emails in such a timely manner.

We have had Embrace pet insurance for just a few months and I have to say I am so impressed with their personal touch. I can email them and they get right back to me, I receive personal emails about claims or follow-up. I've had one initial claim for my border collie lab mix ortho exam and it was processed quickly and efficiently. I appreciate their caring nature, a complete opposite from the the Three letter insurance company we had before! Thank you to all the Embracers, we look foward to a long relationship. I have recommneded Embrace to all my family and friends. Kathy

I have had nothing but good experiences with Embrace from the beginning. They have been helpful on the phone and quick to pay claims.