Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 18,417

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Irene Gamburg

Very courteous service and fast reimbursement

I am very impressed with Embrace approach to claim reimbursement. Not only they processed our claims in a short amount of time, but when they had a "back-log" of claims during holidays season, they kept following up with us, letting us know they recieved our claims and are working on them. That means a lot to us, just knowing they are not ignoring or forgetting their customers. I haven't had to follow up with them or "chase" after them a single time and I believe this to be a great customer service.
5

out of 5

POSTED: | BY: Therese Nadeau

Thank You Embrace!

When I received my second Service Dog - a healthy, beautiful black lab, I knew one of the most important things I had to do was research pet insurance. My first service dog had too many pre-existing conditions (since she was a rescue and had health issues when I got her) and insurance wasn't possible at the time. After researching a lot of companies, I decided on Embrace. I made a great choice! In December, my healthy Service Dog was not acting herself. Initial tests pointed to cardiac concerns, but with further tests were ruled out, and medication cleared her symptoms. I was so thankful! She has Crystalluria, but this is manageable. Embrace was there every step of the way with excellent customer service! Thank you!
5

out of 5

POSTED: | BY: Kelly

Very pleased with Embrace Pet Insurance

Embrace has been very easy to work with. I've had a few small claims and all have been quickly approved. I would recommend Embrace.
5

out of 5

POSTED: | BY: judy freeman

wellness program worth it.

My Bailey is very sensitive & can not use topicals for fleas & ticks and it is very nice to have a policy that reimburses. Thank you Embrace. Sincerely. Baileys mom Judy
5

out of 5

POSTED: | BY: judy freeman

compassion,caring,kind,understanding

I have two girls, Bailey Nikole 3y/o & Maddie LouAnn 7 months old mini schnauzers. I am so happy with Embrace for their service, kindness and understanding. In December Bailey got very sick and had to stay overnight in the hospital. She was vomiting & had diarrhea.It was heartbreakin because we have never been apart ovetnight. I called Emberace and explained in tears what was going on their staff walked me thru filing my claim and was very compassionate. I tell everyobe about Emvrace. Bailey is slowly recovering but feels better. Thank you Emvrace
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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