Embrace | Pet Insurance Review

I used to have a pet insurance, which was nothing but disapoointment. It took 8 years for me to try a pet insurance a chnace. I researched for hours so that I would not throw my money away. What sold me was the fact that I got answers to my questions after hours right away. I used the insurance in October but I did not expect much as all insurance companies are so good at coming up with an excuse not to pay. I was positively surprised when I got an e-mail. They actually paid!!! Even before this experience, I had recommended Embrase to friends because of the good custimer service. But now I have the proof that goes with my recommendation!

I read the Embrace coverage policy top to bottom and I was really disappointed. The illness coverage covers one thing only: " a congenital and genetic condition." As a owner of a mix breed dog I just am not all that worried about genetic conditions that pure bred dogs are known for. What I AM worried about is illnesses like Kennel Cough or Lyme Disease if my dogs vaccination is unsuccessful for some reason. What about these? Not all that impressed with Embrace. I was going to buy it because of all of the good reviews it got and the discount my work offers, but the illness policy just doesn't cover anything I need it to.

Having had my Boys insured with another company where I was not happy I went shopping to find something that better fit our needs. I found Embrace through their partnership with Best Friends and could not have been happier. Having reviewed the material and got a quote I called to check on some issues I had with other policies. The folks at embrace answered my questions in a straight forward manner without the insurance lingo and they suggested I send my dogs health records for review so they could tell me up front what would not be covered. That was so helpful. Whenever ask I always recommend Embrace because their coverage beats anything else on the market.

I enrolled my dog in Embrace Insurnace 6 months ago. Fortunately I did not need it until 3 weeks ago. She ate 14 pieces of sugarless gum containing the toxin Xylitol. She was treated successfully and the claim was processed immediately. I was pleased with the fast and fair handling of my claim. I would recommend Embrace to others.

I recently switched to Embrace from VPI this summer. I sent a claim through, hoping that it would be handled better than my prior service with VPI. With VPI, I felt like I was looking through paperwork to see how everything was covered under the insurance. Embrace itemizes everything for you, and shows you what is, and what is not covered. The medicine, doctor re-check exams, and hospitalization was ALL covered. I will definitely say that EMbrace is the poilcy that I know I can trust.THANKS EMBRACE!