Embrace | Pet Insurance Review

We got Embrace insurance for our new puppy in Nov 2011. We have been very happy with the processing of all of our claims so far. Our puppy ate 15 rocks the second week we had her, and have now met our deductible for the year should she decide to eat something else she shouldn't!!! We also have wellness visit coverage and the re-reimbursement has been great for all her shots, flea meds etc.

I did a fair amount of research on pet insurance policies to cover my new golden doodle puppy. I had a terrible experience in the fall with a not yet 2-year-old cat who was unexpectedly diagnosed with chronic kidney failure and was astounded at the medical and hospital costs, so I was not going without pet insurance for my puppy. Because of all the anticipated vet bills associated with vaccines and the like, I chose Embrace because they also offered a wellness plan that I could add to the accident and illness coverage. They also provided early coverage for orthopedic problems, which can be an issue with this breed. They have covered everything I have submitted to date, either under the wellness plan or charged against my deductible, at the actual cost charged, and have been immediately responsive and pleasant. I am so far extremely pleased with this company.

02/08/2012 - The LabraMutts and their Pet Parents: The new options in Wellness Rewards and Wellness Rewards Plus are fantastic! Who can turn down a free $101.00 or $51.00? Smart move for Embrace to encourage better preventive treatments! We've never been disappointed since we signed up for a policy on all 3 of our shelter/rescue dogs in June 2007. We love being able to pick and choose coverage that fits our budget - in our case we were originally looking for major illness/accident coverage. However, when the Wellness Rewards Program started, we jumped on that, too! They were there for us through the tough times when our eldest dog, Homer, was diagnosed with osteosarcoma and wasn't with us long after his diagnosis. They are there now as we make decisions regarding a total hip replacement for the youngest dog, Justy, even offering ideas to help our situation (live in a house on 14' stilts requires a full flight of stairs to enter and exit the house - a BIG no-no for a few weeks after this procedure). We love being Embraced by Embrace Pet Insurance!

Quick service, and always polite. Submit regularly for our dog's Heart guard and Frontline protections. Always reimbursed very quickly. Fantastic!

I have three dogs under Embrace and the turn around time on claims are great. The staff is caring and calls or contacts you if there are any questions which is great. Mala, Zsa-Zsa,and Mazsa give Embrace 5 Paws Up :-).