Embrace | Pet Insurance Review

The first email I received regarding my claim erroniously said that I was not entitled to any money from a claim I had made. Then I called embrace, left a message and I received a check in the mail in the next few days, thank you embrace!

I don't write reviews every time I submit a claim because everyone would get sick of hearing me praise Embrace. With four Great Danes, three of which are rescues, we discovered early on that insurance was a must! Everyone one of our dogs has been the beneficiary of an Embrace claim, some more than others. You know you did the right thing when you're on first name basis with the claims adjusters. The latest is a continuation of the initial torn ACL claim made earlier in the year for my Dane with Wobblers. Because he isn't a good candidate for surgery, he wears a knee brace (which Embrace covered) and is pretty much on an NSAID for life. If you add one extra thing to your basic Embrace policy, let it be the drug addition!! The price of prescription drugs for dogs is as much as it is for people and without insurance there's no way we could keep Dagobaz comfortable. That drug plan has paid for the policy of all four dogs over and over again. And I just found out they have a tool where you can check the status of your claim on-line, which I think rocks!!

I did SO much research prior to choosing an insurance company for our dog. Friends of ours told us VPI was good, but I didn't like how claims are paid based on a scheduled amount. Embrace is fantastic! They really care about their customers, and, most importantly, the well being of the pets. The claims are paid based on the billed amount and the process to file couldn't be easier. We just filed our first claim and they kept us up to date on the progress of our claim via email. I would recommend Embrace to anyone.

I have coverage for my 2 dogs. They have had several "mishaps", and I can say that Embrace has always come through and paid exactly what the policy covers. I did a lot of online research before choosing Embrace, and I liked the ability to tailor the coverage. Additionally, the staff is uniformly helpful and always show concern. I have recommended Embrace to several people.

I have been extremely happy with my Embrace plan from the start. I have a 2 year old american shorthair cat and chose the 90% reimbursement plan. He has needed medical care twice (once for hurting his leg and once for ingesting part of a lily plant) and both times Embrace was there for us. He needed to stay in the hospital for three days when he ate the lily and the bill came to over $1500. They paid out $1200, which is exactly as it should be, given that we had a $200 deductible. All we had to do was print his form off of the website, have the doctors fill it out, and send it in. I'd absolutely recommend Embrace to anyone with a pet.