Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 18,312

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lei Kong

Embrace Customer Care is Efficient and Thorough

My cat was treated recently for a gastrointestinal problem, and submitting my claim with relevant documentation was a pain-free process, thanks to the timely and efficient communications of the Customer Care Staff. E-Mail messages were well-written and easy to understand, and my questions and requests for clarification received quick and thorough responses. Thank you!
5

out of 5

POSTED: | BY: Tom (Carmel,

Excellent

Rating: 10 - excellent service. Claim paid within 2 weeks. Great customer care. Jenna (claims embracer)excellent!!!
5

out of 5

POSTED: | BY: Liz

Great service!

I have been very pleased with the customer service and coverage through Embrace. The wellness coverage is a great option and so far are the only claims I have submitted (thankfully my dog has not needed other care yet). The claims were handled promptly and I was given email updates when my claims were received and processed. Any questions I have had were handled promptly and thoroughly, so I feel very confident in the overall coverage and service from Embrace.
5

out of 5

POSTED: | BY: Patrick

Great Dental Coverage for teeth cleaning

I have had a couple of different pet insurance plans over the years, but with Embrace I never have a single regret or complaint. Great customer service, clear breakdowns about what is covered and what isn't. My dog Griffin has the dental coverage on top of the regular pet insurance plan. And it is even easier, no copay just an amount cap. Only issue I had was getting my vet to send the information to Embrace, which was kinda funny that the couldn't follow the directions but hey it can't always go smoothly. Awesome insurance, I am never gonna switch.
5

out of 5

POSTED: | BY: suzanne brechun

extremely pleased, love the email communication an

i was very challenged to choose an ins. co. for my pet. after researching, and on a wing and a prayer i went with embrace. i am extremley pleased with the service so far. i have been with them a few years and my pup has had no major illness or injury, just shots and wellness exams. i guess time will tell if i ever need major care i`ll hope that embrace will come through.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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