Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 17,177

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michelle and

Fantastic!!!!

We recently purchased insurance for our new puppy with Embrace. Unfortunately, our puppy recently injured himself and needed medical care. Embrace was Fantastic! It was easy to file a claim and it was processed immediately! They responded back to our questions regarding the claim on the same day. We couldn't be more pleased or confident with insuring our puppy with Embrace. They have a customer for life!!! Thank you Embrace!
5

out of 5

POSTED: | BY: Luiza Dumitru

Excellent !!

I went and purchased this insurance bassed on the reviews i read. So far I have not been disappointed. Their staff is extremely courteous on the phone and as far as responding to e-mails they are very prompt. I just had my pet neutered and not only did they process the claim and got me my check within two weeks, but they automatically adjusted my premium without me having to call and remind them (you get an additional 5% off if your pet is neutered or spayed and an additional 5% if they are microchipped). I would definitely recommend them to other pet owners. I hope they stay this way because this kind of service is hard to find.
5

out of 5

POSTED: | BY: Mary Hill

wellness check

My LoLa went in for her spaying and I used my wellness for part of her surgery. The check arrived in the mail within 10 days of her surgery. Everyone was so nice and could not have been more helpful. I would recommend this insurance to everyone with a pet. Thanks Mary
5

out of 5

POSTED: | BY: Mary C.

Easy to work with and Personable.

I have been a customer for about 6 months. I did A LOT of research before choosing a company. Embrace has been a very easy company to work with and has handled each claim with speed and they are very personable. I had one claim that was not covered because it was thought to be a pre-existing condition, but after my Vet wrote a letter explaining it was not, they overturned it right away. I especially liked the option for prescription coverage. Well, worth it! They reimburse what you paid out minus your chosen co-pay. They don't have a set amount on what they will pay out on each procedure. I just wish I got Pet insurance when my dog was a puppy. It would have saved me so much money. I recommend Embrace!
5

out of 5

POSTED: | BY: mary helen

Excellent response time,caring correspondence

My first claim on my new puppy was the best way to experience Embrace. The response was timely,professional,and was more than I expected. I would reccomend Embrace to anyone with pets.

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

Get a quote today

Leave a review