5
out of 5
POSTED: | BY: Deborah McCauley
Great turn around for payment
Received my payment within 2 weeks I have been very pleased with the service I have received
4.9
out of 5
Number of reviews 17,183
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jenn R
The right choice!
I researched several pet insurance companies before finally deciding on Embrace. I found their options and pricing to be very competetive, and if you take the time to read the fine print for all of the companies, you will find that Embrace definitely has the best overall coverage. After the loss of our oldest, and dearest, cat (and the thousands of dollars in emergency vet bills we paid before we lost him) we decided that pet insurance was the right choice for our new kitten. We did not ever want to have to worry about how we would pay for the care he needed if he got sick. So far, our kitten has been to the vet twice for illnesses, and both times Embrace approved the total amount for every covered expense. The Embrace staff has been very prompt in their responses to my claims, and they are always very professional and courteous in thier communications. I am very happy that I decided to choose Embrace, and I would recommend them to any pet owner!
5
out of 5
POSTED: | BY: B. Turvey
Great service and coverage
I am very happy to have enrolled my dog Sadie with Embrace. The claims have been settled quickly and efficiently. The customer service reps are the best.
5
out of 5
POSTED: | BY: Brian Coughlin
Great Pet Insurance
I have coverage for my golden retriever, Honey, and have taken advantage of the Embrace Wellness Plan as well. They are very responsive and the customer service is top notch. They even promptly communicate via email, which is what I prefer. It took less then 3 week for them to process a claim and get a check to me. It would have been quicker if I had taken advantage of the direct deposit feature, which I will do next time. Overall, this is a great insurance company and one I have had an excellent experience with thus far.
5
out of 5
POSTED: | BY: Monzella Payne
Timely Service
I am extremely impressed with Embrace Pet Insurance. I was a little hesitant about obtaining pet insurance because I felt it would be a hassle to be remimbursed and/or a waste of time. Embrace has had an influence on the way I thought it would be. I faxed my first claims on a Monday and by Wednesday I received an e-mail that said they were being processed. How wonderful of them to keep you informed as to what is going with the claim and you don't have to second guess if you did something wrong. I will definetely be staying with Embrace for years.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.