Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 17,397

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Billie

Embrace provides great pet insurance

This is my first experience with pet insurance. I have been amazed how responsive embrace employees have been to my questions and my claims. Sure wish I had gotten insurance for all my pets. I would highly re commend Embrace. From now on I will get Embrace insurance for my new pets the day I bring them home
5

out of 5

POSTED: | BY: Pastor Frank

Exceptionally quick on responding

I don't normally write reviews regarding things people are supposed to do automatically since it is their job. I have to say, I was pleasantly surprised at how quickly Embrace reimbursed us for the spaying of our dog, Keesha. I expected to wait months, but it was only a short while. I am impressed and certainly will tell others. Thank you for the good service. Pastor Frank
5

out of 5

POSTED: | BY: S. Cristelli-Bassi

A very good insurance

Our experience with Embrace is a very positive one. This is a very seriuos and efficient pet insurance and we are very satisfied with their handling of claims.
5

out of 5

POSTED: | BY: Laura Kramer

Compassionate

I like the customer service- embracers are easily found to answer all questions. I only wish the check could come a few days faster, but otherwise I am satisfied.
5

out of 5

POSTED: | BY: Stephanie A

Mango's neuter

I got pet insurance shortly after getting my kitten, Mango. I work at a vet hospital, and I know the expense of owning a pet and what emergency visits can cost. I am very much into educating every client and new pet owner that pet insurance is something they need to get. I have found that Embrace Pet Insurance is one of the best pet insurances around. I like that their wellness rewards program can allow you to spend money towards products and procedures, where as other insurances would not cover. I recently made my first claim, which was Mango's neuter. A procedure that I would have had done regardless of pet insurance, but having the insurance made paying my vet bill so much easier.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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