5
out of 5
POSTED: | BY: Christina
Quick Service
We were very pleased with how quickly the reimbursement checks arrived for our pets services. The process could not have been easier!
4.9
out of 5
Number of reviews 18,616
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Sue
Fantastic Wellness plan!
I took my dog to the vet for his yearly visit and heart worm/flea meds. I submitted the claim and received the check within about 10 days. I would recommend this plan to everyone who has Embrace insurance. You get more back than you pay for the coverage. What could be better than that!
5
out of 5
POSTED: | BY: Kim W.
So glad I went with Embrace
My husband and I were skeptical about getting pet insurance, as we didn't know if it was really worth the cost. We spent a lot of time researching companies and found that Embrace is by far the best one out there. After only having our puppy for 7 months we are beyond thankful to have our coverage with them! It has already paid for itself for the year & has tremendously helped us out financially when our puppy was diagnosed with a condition that needed arthroscopic surgery. The claims process is very easy & we have already received our first check from them. There were no issues when calculating our reimbursement...everything was done exactly the way it should. We are so pleased with Embrace that we tell all of our friends who have pets to go online and get a quote...they wont be disappointed!
4
out of 5
POSTED: | BY: Nick
Embrace Comes Through
Embrace covered the cost of my dog's hospitalization and kept in close contact throughout the claims review process.
5
out of 5
POSTED: | BY: Christine
Very Happy
So far with the claims we have had to make I have been very happy with the customer service and payments. I would definitely recommend Embrace and will be switching over our other dog from VPI as well as insuring our 3 cats with them!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.