Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 17,397

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Steve Prichard

Pleased and surprised

I have never had pet insurance before, but after purchasing a new pointer pup for quite a price, I felt I needed to provide protection for her. After much research I settled on Embrace as having the most BANG for the buck. I have been tremendously surprised and pleased with their caring attitude and quick response to claims. I heartily recommend Embrace to anyone with a pet.
5

out of 5

POSTED: | BY: Billy Journell

Easy Claim

Everything went very quickly and efficiently. Cust Service was very courteous and helpful. Impressed.
4

out of 5

POSTED: | BY: Lisa

Thank you for your quick response and follow up

I appreciate your follow up on the claims process and ensuring receipt of our reimbursement check. We are new to pet ownership and pet insurance and have had a positive experience. I have recommended your company to friend who also has an English Bulldog!
5

out of 5

POSTED: | BY: Kimberly Roberts

Very pleasant and professional to deal with!

We have had Embrace insurance for about 4 years. We are blessed with loving beautiful dogs that seem to always have prblems with one limb or another! Embrace has always been helpful in answering my questions and responding to claims. Their rates are reasonable and their coverage to date has been exceptional. The claims and customer service representatives are always pleasant and genuinely seem to care about thier clients.From one furry parent to another, you never know how trully valuable insurance for your pet is until your faced with a devastating medical issue that requires medical intervention and you have to make a choice, we don't have to choose anymore with Embrace, our pooch receives the care necessary and Embrace is there to help!
5

out of 5

POSTED: | BY: Evan Kim

Extremely Timely

I took my dog to the vet on Friday and I just got an email saying that the reimbursement was posted to my account. This is the second claim that I've made with Embrace and I have to say that they are amazing. Extremely quick and thorough. They always keep me updated on the status of the claim and detail out everything in the statement.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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