Embrace | Pet Insurance Review

Embrace is not like a regular "insurance" company..... they actually care. I have had so many bad experiences with my human health insurance that I really thought far too long about signing up with Embrace. I figured that if MY health insurance was such a disaster a PET health insurance company had to be far worse. Boy was I wrong. Shortly after signing up with Embrace my dog tore his anterior crucidate ligament (ACL). I figured there is no way they would pay. They will try to get out of it somehow. Not only did they pay for my dog's surgery (almost $4000.00 and they paid 90%) complete with his new fancy leg implant plus his follow-ups... but I received tons of emails checking on how he was feeling. I could not believe it! My dog's health insurance is better than mine. Also, most pet health insurance companies do not pay for orthopedic injuries such as ACL tears and hip replacements. But Embrace does. My husband and I recently rescued a dog from a local shelter and we are going to sign him up too. I LOVE Embrace! You will too!! Oh, by the way, my check came in about 4 days. Yay!

I have only good things to say about Embrace. I have a teacup Yorkie and visits the doctor regularly. I dont have any issues. Im current waiting for a refund check which was submitted on the 23rd of November. I submitted the claim from a Feb doctor visit and they had no issues refunding money back to me. So far so good.

My Cocker Spaniel mix had to have a papiloma (horn-like growth) removed from her paw two years in a row. The customer service people were so helpful during this stressful time. And the reimbursement checks arrived before the credit card bill. I am so glad we decided to get Embrace Insurance for both our dogs.

I got Embrace for my lab puppy after she developed a congenital problem with her ankle. although congenital problems are not covered, she has been well covered for her shots and some other problems she has had. The claim review process is simple and quick and the checks are issued without any hassle. I wish human health insurance was this good!

We researched pet insurance on this website and eventually chose to go with Embrace based on the reviews and price. We bought accident insurance for our puppy as soon as she was old enough and had to make claims for a sprained ankle and illness in the past six months. The claim refunds were recieved within a month and the customer service on the phone was better than I expect (of course I usually deal with horrible companies like the cable and phone company). Seems like a good company so far so I'd recommend them