Embrace | Pet Insurance Review

I haven't had to use the pet insurance yet except for my $200 wellness coverage. I recently had my pet spayed and used the $200 wellness reimbursement for that. I like how everything can be emailed, and fax. Claims seems to be taken care of at a nice pace.

I have been a loyal customer of Embrace for about 3 years, and every so often they prove to me why I'll probably never switch. When I took my dog to the vet for her annual exam and vaccinations, it amounted to a whopping $345 bill! The claim was sent though there were some communication problems (due to said vet's horrible handwriting). Embrace attempted to contact said vet office several times to get a breakdown of the bill over the phone, but the clinic just sent out another bad copy of the bill instead. Another insurance company probably would have given up by then, and not even bothered after a few weeks, but Embrace didn't let it slide and let me know the situation when I contacted them. After speaking with (an incredibly rude) receptionist at my vet's practice and failing once again to get the clinic's cooperation, I deciphered the vet's handwriting myself and e-mailed the breakdown to Embrace. They thanked me and send me the maximum amount reimbursement from their annual Wellness plan ($200), even though the claim was almost a month old by then! With any other pet insurance company, I probably would have had to live with the money lost, but Embrace always takes the time out to help their customers. Thanks again, Embrace!

I am happy with Embrace, my policies and coverage. The claim processing has slowed down some, but the bottom line is the coverage the provide. I understand they went through a computer conversion which understandably slowed them down with claim processing. I am pleased with Embrace and the coverage they provide.

Embrace has been great for me n my dog. He has had some unexpected issues that were very expensive n Embrace was right there to help. Will recommend to anyone!

I've had Embrace for 2 years now and have used my wellness and insurance benefits several times hassle free and exactly as advertised in my insurance agreement. No hidden fees or exclusions to worry about.