Embrace | Pet Insurance Review

They rejected my claims stating that my dog's bacterial skin infections were a pre-existing chronic condition based on the fact that the prior year she was observed chewing her feet. They don't seem to know the difference between allergies and infections. This was after two months of runaround repeatedly faxing documentation to them. VPI was much more reasonable in their claims processing.

I have had Embrace on all four of my dogs since December 5, 2009. The week before Thanksgiving of 2010 my daschund all of a sudden became sick. She was diagnosed with leukemia. Within 2 weeks I had already met my $500 deductible. I was a ball of nerves especially during those first couple of weeks after she was diagnosed. Having insurance is & was a blessing. All the guys at Embrace were & are very helpful in answering any questions I had. It never takes more than 2 weeks and not even that long all the time to get an answer back on your claim. I very happy to have Embrace Pet Insurance for my "kids". It is a great investment every month. Piece of mind!

I lost 2 dogs to cancer last yr. I paid over 15K in vet bills. So with my new pets, I decided i HAD to insure them. I read reviews, & saw that eg: VPI is nowhere NEAR as good as Embrace. I bought the accidental & illness coverage. At a great price. Well, sure enough, my 12 wk old kitten fractured his leg:( Needless to say, Embrace totally paid what they said they would, & WAY faster than I expected. Simple, quick & no questions asked. Hopefully i wont ever NEED it again, but if i do, i have peace of mind. THANKS EMBRACE!!!!!!!!!!!!!!!!

I have only had Embrace for a few months. Long enough to have many puppy visits. My claims were handled fast and my reimbursement received prompt.

We had never purchased pet insurance before and so, we researched many companies. Embrace seemed to have everything we were looking-low cost and good coverage if we needed it. Didn't really think we would be needing it but our weimaraner, Willy, proved us wrong. He is a joy and a clutz.He managed to cut his leg elegantly while walking in the basement, bang into the wall at 'doggy daycare' and get a bruise on his side that was the size of his head. Embrace has been great with the claims. The claims process is efficient and easy, and they respond to questions right away. We will be coninuing our coverage for Willy. We've also started agility classes (let's all hope it helps his coordination).