5
out of 5
POSTED: | BY: Julia
Love it!
I've never had a problem with Embrace. All the forms are easy to fill out and they are always very quick whenever I have a claim. Definitely a great thing to have!
4.9
out of 5
Number of reviews 17,380
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Sheryl Widberg
Quick, fast and easy
Ted had his yearly shots and toe nails clipped. Submitted the receipt to Embrace. Got confirmation immediately that it was being processed and got the check the next week!
5
out of 5
POSTED: | BY: Lei Ann
Fast and Simple.
Customer service always replied to me very quickly. They are courteous and extremely helpful! They do everything in their power to help expedite the claim. I was shocked at how fast I received my check!
5
out of 5
POSTED: | BY: Gayle Rankin
Great Overall Pet Insurance !!
Customer service is excellent. Wellness program is just as it is presented. Refund checks are pronto and hassle-free.Highly recommended.
5
out of 5
POSTED: | BY: Lynda G
Embrace Pet Insurance is a Breath of Fresh Air
My husband and I have only been with Embrace Pet Insurance for a month, but so far, we are very happy with their customer service. Prior to our new Doberman puppy, we had a Miniature Schnauzer as a member of the family who had diabetes. We didn't have pet insurance with him, and we paid thousands of dollars to care for him. We decided that with our next dog, we would try pet insurance. My husband researched pet insurance companies for weeks (he was obsessed)! Embrace seemed like it had the best features, but what really sold us was the customer service. My husband called several companies before he joined Embrace and some either never answered the phone, or left him on hold or couldn't answer his questions, but not Embrace. They always answered quickly and were knowledgeable about what he was questioning. That's what won us as a customer; knowing someone would be there to answer the phone. Since we have joined, we have made 2 claims for puppy visits. I like how you receive an email confirming Embrace has received the claim and a subsequent email in less than a week that the claim is processed and the check is on its way. Just this morning I signed up for direct deposit into my checking account for reimbursement which will save me going to the bank to deposit a check, and save a little bit of trash (and the environment) with Embrace not having to mail me a check. I wish my own health insurance was this easy to deal with!
Thank you Embrace for being a breath of fresh air giv
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.