5
out of 5
POSTED: | BY: Jill Grant
Excellent service
Embrace customer service is always top notch! Quick response and claim payments always.
4.9
out of 5
Number of reviews 18,256
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3
out of 5
POSTED: | BY: Ashworth
Great Customer Service and Quick Reimbursement!
Love this company!! Great pet insurance
5
out of 5
POSTED: | BY: Andrew Adeboi
Super service
The process for two separate claims was easy and efficient, especially as the vet was able to download the form. I was comforted by the email updates, that my claim was not forgotten.
I’m not fond of their dental program ($299 per year for $400 of benefit if I understood the terms correctly.) I did not compare with other policies, so this might be inline with the industry.
The phone reps are very pleasant, the one's writing the email also.
5
out of 5
POSTED: | BY: Kristen
Great coverage!
I got Embrace coverage for my dog when I rescued her and luckily never needed it for a large amount until this past year when we found out she needed surgery on both front elbows. Embrace certified how much they would cover after our deductible was met and has been nothing but helpful ever since. We would have not been able to afford the surgery to help our dog play and be happy again without Embrace.
Our dog has many human and dog friends in our neighbor and I'm constantly raving about Embrace to all of them. Hopefully some decided to get coverage!
When I signed up I was not aware that dental was a different coverage plan so make sure you obtain dental if you think your pet will need it.
4
out of 5
POSTED: | BY: Bonnie Falbo
Honest Reliable Pet Insurance
I have had a very positive experience dealing the Embrace. They have reimbursed the claims I've submitted fairly. I did a thorough job of clarifying what is and is not covered when I first selected my policy and there have been no surprises. They have excellent customer service and when they are slow in reimbursing on a claim (a month, they stay in touch. I would highly recommend them to anyone looking for pet insurance.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.