Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 18,347

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dee

Simple Stated -- The BEST

Embrace has been absolutely fabulous in paying claims for our pup who suffers with severe hip dysplasia and receives physical therapy. I couldn't be happier with Embrace, they provide coverage for a very expensive illness without hassle. I have highly recommend Embrace and continue too.
5

out of 5

POSTED: | BY: Ms. Melissa

Helpful to pets , helpful to pet parents.

I am very pleased at how helpful Embrace has been to me and my furbaby Mr. Boots a gray and white kitty. I was very distressed one day when I noticed Mr. Boots had a wound on his belly and so I took him to the vet who said he thought it was a bite wound from something like a snake . The doc then cleaned the wound and healed it with antibiotics.And you can imagine how happy and relieved I was that Mr. Boots got cured and that we had a good insurance like Embrace to also take the financial worries away as well.You can tell they are about pets with the true quality caring helpful service they provide as well as their giving to animal charities when you buy a policy from them(which in my book is very admirable),so you can't help but love a company with their happy customer service record and that's simply amazing!So if their are any uninsured pet parents who need good insurance, I would say get Embrace . Thanks so much,Sincerely,Ms.Melissa Fudge & furbaby Boots
4

out of 5

POSTED: | BY: Laura

Great job on Wellness claims

Embrace has been great in processing the wellness claims. I haven't had to file any other type of claim recently, but I can say that the customer service at Embrace is always great. They are super friendly and informative. Sometimes a little slow in processing, but they always get it done!
5

out of 5

POSTED: | BY: Stephen and

Friendly, courteous and professional staff

Our puppy came down with a stomach virus and parasite at 6 months old. She had to be hospitalized for a few days and has had a very slow recovery with a few more visits to the Vet. Embrace staff has been very helpful, patient and understanding. One of the claims was a bit delayed because of them transferring to a new system, but they kept me informed so I knew why there was a delay. We have been paid just as promised and are very pleased with the service and coverage they provide.
5

out of 5

POSTED: | BY: robin alonso

absolutely wonderful

Your service for our boxer with cancer has been quick efficient and absolutely customer oriented. Thank you embrace Robin Alonso
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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