Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 18,417

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Yumi

Great company with easy access!

I feel really good about having this insurance for my dog. Rascal has been healthy , had no major problems the last 8years but just for the security ,I would strongly recommend to people who have beloved pet in your life.they are your kids after all!!
3

out of 5

POSTED: | BY: Matt

Claims take way too long to process

It seems Embrace has become to overwhelmed to be able to process claims in an acceptable timeframe. When I signed up for Embrace insurance for my two miniature pinschers two years ago, it took them less than two weeks to process a claim. It now takes 3 to 4 weeks to process a claim. I'm going to start shopping around for another pet insurance company that is more responsive to their customer needs.
5

out of 5

POSTED: | BY: Maria Vera

Princess Marshmellow's annual check-up

Princess Marshmellow went for her annual check. She had slight weight loss and surprising to me fleas!!! Vet fixed her up good. I am so glad I have pet insurance. I love my kitty very much and only wish for her to have a good life. We adopted Princess Marshmellow from the Humane Society. I specifically wanted an older kitty. She is loved and cared for. I always recommend pet owners to invest in pet insurance, especially Embrace insurance.
5

out of 5

POSTED: | BY: Michele Boone

Healthy Pug, Happy Owner!!

When I got my pug from a rescue I decided to purchase insurance for him because my older pug had so many health problems. Within a few weeks of rescuing him and purchasing insurance, he was in need of surgery to correct a dangerous breathing deformity. I had researched other insurances and Embrace was the only one I found that covered birth defects. I actually called VPI and was told they specifically do not cover breathing problems with pugs because it's hereditary. Embrace prcoessed my claim and kept reaching out to me and Otto's vet and surgeon when they needed more information instead of just denying it and moving on. I've recommended Embrace to my vet office as well as my pug group here in Nashville.
5

out of 5

POSTED: | BY: S Chambers

Time appropriate and satisfactory service

My lab puppy had ingested poisonous plants and became very ill very quickly and the bills added up very fast. I'm so glad that we had pet insurance with Embrace, as they handled everything very effectively and kept me posted through each step as to what was taking place. Never felt like the claim was just sitting on someones desk never to be seen again. Thanks for your efficiency. Sincerely, Willow's Mom
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review