5
out of 5
POSTED: | BY: Lee
fast service
I only wish health insurance for humans work as well and as smoothly as this service. At this time I would fully recomend Embrace Pet Insurance.
4.9
out of 5
Number of reviews 18,286
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jeannie
Wish I purchased this for my other Boston Terrier
Embrace pet insurance goes above and beyond to assist their customers, and they make you feel as if you are family! I purchased embrace pet insurance for our new Boston terrier puppy in October. She has been to the vet, and embrace has covered everything they promised, and are prompt with sending you reimbursment! Can not say enough great things about them!!!
5
out of 5
POSTED: | BY: Emma
They do what they say they will and with a smile!
We adopted Honey DeLune in January 2011 at a "mega-adoption" event in CT. She was from a Georgia shelter and tested HW negative at the time of adoption. When she was tested again in January 2012 at her annual exam, she came back positive, even though we had been religious about giving her HW preventative and live in an area where HW is not common. Since HW can take up to 6 months to show up on tests, we believe she was infected right before coming to live with us. Regardless, we wanted to get Honey treated asap to prevent damage to her lungs/heart. The fast-kill treatment cost with our vet was fair, but not cheap - close to $600. In addition, the treatment was very inconvenient for Honey because her activity had to be heavily limited for 8 weeks and she is so playful and athletic.
This claim took much longer (maybe 8 weeks?) to be processed than others we have filed with Embrace, but I owe that to the fact that Embrace does their homework to ensure that the claim is legitimate and that they pay for all that they should. I appreciate this because fraudulent claims will make the rates go up for everyone, and those of us who do play by the rules will come out with what we deserve anyway.
After providing the necessary documentation and performing the necessary invesitgations, Embrace covered everything they said they would and helped us stay focused on doing what was best and right for Honey.
Other insurance companies may have made an argument that this was a pr
5
out of 5
POSTED: | BY: Larissa Bixler
Excellent Service so far
I researched pet insurance quite thoroughly, and while I concluded that Embrace is a very good value, what sold me on it was all the consumer reviews about how good the service is. After having worked for many years in conjunction with the insurance industry, I know that lack of good service and claims representatives who don't care about doing the right thing can end up making a policy worthless. So far, the service of everyone at Embrace has not disappointed. Communication has been great and responses have been prompt. A plus is that it seems like everyone genuinely cares. Thanks and keep up the good work.
5
out of 5
POSTED: | BY: Patti Tenney
Consistently great service
During the last 3 years, I have had consistently great service with Embrace. My claims have been processed in a timely manner and there are no hidden surprises! We are very satisfied and have recently insured our new puppy with Embrace!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.