Embrace | Pet Insurance Review

I have just signed up for a second year of Embrace Pet Insurance for my two Australian Shepherds. I was impressed with the company from the very start because they agreed to cover my older Aussie (5 at the time) who had Valley Fever. They will not cover the Valley Fever, but have covered all other health issues and meds for both dogs. Reimbursement is always fast. Thank you Embrace for giving me the opportunity to give great healthcare to my dogs without worrying about the price tag.

Embrace Pet Insurance has been outstanding! I have received so much help, assistance and money back. The $30 I spend every month is SO worth their coverage. My dog is severely alergic to where I live, and the testing I have done with her throughout the last year has been expensive. Every time I take her to the vet, I receive an email that the claim was submitted and then shortly after, the amount of money I will get back with a thorough explanation of what was covered. I am a busy career woman, and so having everyting via email--instead of paperwork and calling--is amazing for me. I strongly recommend Embrace; in fact, I would not go elsewhere!

We submitted our first claim within 2 months of starting of our policy with Embrace. The claim was handled quickly and efficiently, customer service was great, and everything ran as advertised. We are off to a good start!

We got both of our puppies examined and vaccinated and it was all covered under our Wellness Rewards Benetifs program! No other pet insurance company I found has a program like this. It's really great and I would highly recommend getting it....especially if you have puppies!

Embrace insurance is definitely worth the price. I purchased a basic annual plan from Embrace for $500, which covered my 10 month old puppy for only accidents and sickness. Just three weeks later, I was informed my puppy had Entropion. She received corrective surgery just days later. I submitted my claim to Embrace and received an email, directly from the Embrace representative assigned to process my claim, who provided me with the status of my claim. In just two weeks, Embrace completed my claim and deposited my 80% reimbursement directly into my bank account. Just a few months later, my dog was seriously injured by a car. Her injuries required emergency care, an MRI, CAT scan, several specialists, and medical follow-ups. I again went through the claim process, outlined above, without hassle. In fact, the Embrace representative handling my claim even took the initiative to inform me of the variety of physical therapy options that were covered by my insurance plan (including acupuncture). Needless to say as a first year policy holder I managed to rack up quite a large reimbursement bill for Embrace, roughly $10,000 in total. So I sure that that either I would be dropped or my annual premium would be substantially raised the following year. To my surprise, Embrace offered me a renewal for the exact price I had paid the previous year. Needless to say, Embrace has vastly exceeded my expectations.