Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 18,539

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kerry Heinemann

Great service and overall good experience

We have had a very positive experience with Embrace. Our dog is 2 1/2 and was diagnosed with Addison's Disease, which is a lifelong illness. To date, embrace has covered all our claims related to her illness in a very professional and timely manner. We are quite pleased with Embrace!
5

out of 5

POSTED: | BY: Robert Humburg

Correct, Prompt Claim Service for My Pet

I turned in my claim for my dog's eye infection from my Vet and got a response notifying me that the check for this issue has been issued and in the mail within 3 days elapsed time, which is quite good.
5

out of 5

POSTED: | BY: Stella

Embrace is AWESOME

My beautiful boxer mix has had two ACL surgeries in two years....I have had no issues and I love the personal attention...emails from real people! I urge all mu friends to choose embrace!
5

out of 5

POSTED: | BY: Caryn Rossi

Get jPet Insurance!

Embrace has accepted my first claim and applied it to my $500.00 deductible, and I am pleased about that. I don't have much experience yet with Embrace (as far as my pet getting sick), but I feel more secure about keeping my pet and not afraid of financial problems like I was before.
5

out of 5

POSTED: | BY: Linda Hufton

Grateful to have this insurance

Big breed dogs generate large medical costs. I am very pleased to have found Embrace. Most recently, my male Dane started unusual gagging episodes. I was referred to a specialist who recommended further testing to eliminate the possibility of cancers. Thankfully, the latter was not the case and medication has helped greatly. ----Embrace offers a good insurance at a fair cost. It eases my mind in the event of possible future health issues.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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