Embrace | Pet Insurance Review

We submitted our claim for a wellness visit on Tuesday and on Thursday received an E-Mail from Embrace that $200.00 would be refunded to us. That's great service and we appreciate it so much! We insured our 1st dog when we first picked him up 4 years ago. We have happy with the service and that's why we keep renewing our policy. Sincerely, Ken in NJ

We have never had health ins for our dogs but this time I decided to go for it. My vet recommended another but they had bad ratings. The breeder - who is also a vet recommended Embrace. I checked vs other policies and made a judgement call with Embrace vs another plan that seemed sound. Thank goodness after a month only regular checkups and a case of guardia (sp?). The only thing I do not like is now that he had guardia it is now considered pre-existing and if he gets it again it is not covered until a year goes by and then his slate is wiped clean and they would cover it again. I also wish that I could pay for his wellness insurance in full & take advantage of a nice discount without having also to pay for the accident portion in full also (as that is the big chunk of $).

I have already let the office staff at my vet's know that if any of their clients are looking for pet insurance, that Embrace is the best I have ever heard of or experienced. Their responses are prompt and explained in their emails. In addition, their reimbursement checks are also delivered quickly. I won't trust my dog's well being and health insurance needs to anyone else.

I researched numerous pet insurance plans, knowing that my puppy had an overbite issue. Based on other reviews and coverage details - and looking at the "what is not covered" and "what is covered" information on the plan specific web page I viewed, I choose the Embrace plan. Well, they say the devil is in the details, and the company gets to decide whether teeth that are poking holes in the upper palate of my puppy's mouth constitute "trauma" or "illness". My vote would have been trauma, but they don't want to pay the claim, so they voted "illness". I would NOT recommend this company.

Again you are an amazing pet insurance company. My young dog was vomiting over 6 hours so I went to the ER. Apparently his kidney blood levels were extremely high. His progressive kidney disease changes rapidly. The night before he was eating well. Adjustments were made to increase his subcutaneous fluids - he now takes an entire bag (1 quart) daily. My dog is such a happy boy and enjoys life. He takes his fluids very well while resting and snuggling his head into his favorite blanket. Thank you for your quick turnaround on payment.