Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 17,172

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Judy Grayson

This, simply said, is a wonderful pet Insurance!

I was referred to Embrace Insurance through a good friend. At the time my Standard Poodle was great and I wasn't certain I needed Insurance. I looked into their policies and decided with their rates that I couldn't afford to not have pet insurance! Since then I have had used the insurance more than once and the last time was an expensive emergency trip with my dog needing to be admitted for 2 days. On EVERY occasion they have responded to receiving the claim within a couple of days and I have received a check within a couple of weeks. This is a great company with representatives that are always there to assist in any way possible.
5

out of 5

POSTED: | BY: John Riffe

AWESOME CUSTOMER SERVICE!!!!!!

My two year old Great Dane (Bella) had the misfortune of a Cranial Cruciate Rupture. Sent the claim forms to Embrace for pre-certification. Smooth, easy process throughout. Paid what they promised in the contract. I would highly recommend EMBRACE. Easy to understand policy and payment procedures.
5

out of 5

POSTED: | BY: Claudia Williams

The best pet insurance in the world!

I finally got pet insurance after all my MANY years of owning pets. I am so happy I picked Embrace because they are the BEST! I don't have to worry about my precious dog anymore because I know he has health insurance! Embrace is always so polite and they respond right away to any questions I have and they reimburse my claims fast. THANK YOU EMBRACE!
5

out of 5

POSTED: | BY: Lori Nieberg

Excellent

I did a lot of research before choosing Embrace and I found them to be the best out there. They pay exactly how you write your policy to; they keep in touch along the way and have excellent customer service. This is who you should choose for your dog or cat no matter their age or condition. Unlike many other companies,you tailor your policy to fit your budget and the specific needs of your pet. I recommend them to all my friends!
5

out of 5

POSTED: | BY: MARIZA CAMPBELL

dependable

When i first signed up with embrace i was a little skeptical. I never had pet insurance before. But embrace was true to their word. I just followed the outline on what type of coverage I wanted and just signed up. I have had to use embrace several times and I have had no issues with reimbursements.Another thing is that when you call customer service everyone is so knowledgeable and friendly. I could not have chosen a better pet insurance company for my pet needs.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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