Embrace | Pet Insurance Review

Our 8 month old puppy sustained a broken toe and then lots of bad pressure sores from the casting. Over the course of 2 months, we had around 12 claims to submit for the various appointments. It became very frustrating when claims were faxed 2 and 3 times and were still not received by Embrace. Once they were finally received, the processing was quick and efficient. Embrace needs to work on establishing a more effective system of receiving claims and notifying of receipt immediately. We were thrilled all of our claims were approved and this injury to our pup has been covered!

I know that many people may think that nothing bad will happen to their pet, but any thing can happen at any time, especially when you are least prepared. I know from seeing it every day, medical emergencies happen. Having the piece of mind that you can take care of the pet you love like a family member makes all the difference in IF you can give the medical treatment your pet needs and deserves. I am a veterinary technician and the moment i brough home my kitten I knew that I would sign up for pet insurance, which one I was not sure. After long consideration over many different pet insurances, I decided on Embrace Pet Insurance. They offer the best coverage as well as wellness rewards, which allows you to do annual/wellness like things for your pet you normaly would pay out of pocket. I have had my pet insurance for a year now, and have only used it for wellness, thankfully I have not experienced any emergencies. But I know that it is better to be prepared. I love my furry little guy and he deserves to receive the best medical care for any reason. If you are a pet owner, new or seasoned, you really need to consider investing in pet insurance.

I'll admit that I was skeptical about pet insurance in general, believing that one will pay far more in premiums than could ever getting back in reimbursements. I used to work in a veterinarian office and even told clients it was not worth it. Who knew that only 8 years later I would find Embrace.I am so greatful for the comprehensive coverage for my three "fur-kids". I took all three of them in for annual exams, labs, fecals. This was reimbursed at 100% with no waiting period. Then I scheduled my eldest for her dental -this was also covered up to the maximum benefit under the plan. The claim was faxed by my vet office and I recieved a confirmation e-mail from Embrace in 24 hours. All claims have been reimbursed in 2 weeks. I couldn't be happier. I cannot express enough how much I appreciate the complete coverage available, and peace of mind knowing that my dogs will have insurance coverage in case of illness or emergency. I just wish I had this coverage for my last best friend - his vet bills exceeded $15,000.00 in the 4 years that we had him. So, kudos to Embrace. Keep up the great service, and thank you. I have given positive feedback to the staff at my animal hospital - they too wanted to know if there was any pet insurance worth getting...the answer is yes!

I have had Embrace pet insurance for the last 4 years. It is by far the friendliest, easiest and quickest paying company out there. Communication is quick and friendly. I went 3 years without a claim and this year has definitely made up for it. My German Shepherd had a major infection which ended up needing surgery. Every bill (minus my copay and deductable) was reimbursed. There were no payment schedules or nitpicking involved. I love this company and highly recommend it.

Our sweet, almost 3 year old Welsh Springer Spaniel, Lucy, has had a tough summer with enbedded cheetgrass in her feet and deep in her ears on several occasions. On vacation, we had to see 2 different vets in Nebraska and in Montana and follow up with our vet when we returned home. With a total of 5 vet visits, which included sedation twice to retrieve grass from her ear canal. I was extremely pleased with how quickly our claims were handled and issuances of checks. This is my first experience with pet insurance and I highly recommend this company. The staff kept us updated on the claims, and I appreciated the personal notes from them - not just a form email.