Embrace | Pet Insurance Review

I so appreciate being able to easily access a real human on the other end of the phone who is clam, happy to assist, informed, patient, and actually helpful! The attention to the customer and the reliability of Embrace's word makes this company one with high integrity, a distinct rarity in today's world.

This was my first experience with pet insurance, other than insurance for my show horses, which never covered anything and were a waste of money. I was skeptical about purchasing a policy, but our dog breeder recommended Embrace. Our intent in purchasing the insurance was to cover surgery as our breed of dog is notorious for eating inappropriate things. Sadly, our beautiful dog developed a fatal cancer at a young age and we ended up filing claims related to this condition, which would have been excluded by many other insurers. We were very pleased to have been reimbursed fairly for the many expenses we incurred as a result of our dog's disease. Highly recommend Embrace, and we will purchase it again in the future.

I've spent $100 a month for embrace pet insurance for my 2 dogs. Both occasions of submitting claims (Small claims) that were less than $150 each... they have made more excuses in not paying them on time. I had emails saying 10 business days, then i'd call back, be told on Friday, then i'd call back a week later to be told they had a new computer system. I had more excuses, and horrible customer service. They swear they follow up with you but say they "Dont leave voicemails" when i had no missed calls. Finally after I threaten to leave and go to someone else, they shoot me a termination letter out of my coverage effective immediately and pay my claim. I AM HIGHLY UPSET and will contact an attorney. Its a fly by night, dont trust them. These reviews are probably ppl who work for them.

I have worked in the claims industry for years am amazed how pleased I am with the service of Embrace! I researched numerous companies and they have the best coverage available, in my opinion. Their Claims Representatives are professional and courteous and my claims have been handled timely and correctly. There have been just a couple times they have been a bit behind in their handling, but no worries, they notified me! I remain cautiously optimistic I will continue to feel the same about the Company in the future. I have recommended Embrace to my Veterinarian's office. Just remember to keep a Claim Form in your glove compartment (it just seems I never remember to print one when I need it!)....

I shopped around quite a bit before choosing Embrace. I chosed them because of their reimbursement for alternative care, their acceptance of pets with pre-existing conditions, and the reviews I read. I'm glad I found and went with this company. They are very efficient in processing claims. One of my cats was just injured in a car wreck and required emergency care and ortho surgery. All care totaled something like $3000. Two weeks after I submitted my claims, Embrace directly deposited the 80% reimbursement into my checking account. The whole process was really easy, with hardly any paperwork. What a relief!