5
out of 5
POSTED: | BY: Diane K.
Happy To Date!
Embrace makes it easy to get a quote, submit a claim, and get answers to question. Service is courteous and quick. You can't say that about many businesses these days!
4.9
out of 5
Number of reviews 17,183
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Dwight
Faith Restored
This was my first time submitting a claim with a pet insurance company.
My then-11 month old Bullmastiff, George, developed dysplasia in both elbows which required surgery.
Embrace didnt have all the facts initially and denied the claim citing pre-existing conditions.
My wife and I continued to provide documentation supporting our case including a letter from our Vet who explained in detail that his condition couldnt have been pre-existing.
We did have to go through some frustrating and anxious months of repeated denials and appeals, but finally we received the news we had hoped for and Embrace approved the claim!
We've all heard of horror stories in dealing with insurance companies - pet and otherwise - in denying rightful claims. My faith in insurance companies "doing the right thing" was restored and I'm very happy and thankful to say Embrace turned out to be one of the "good guys."
Our family is very happy we chose Embrace and will continue to do so for all our future pets.
5
out of 5
POSTED: | BY: Modi'
Great Service
This is our fourth year with Embrace and second with their Wellness Program. The service is fantastic and the refunds are pretty fast.
5
out of 5
POSTED: | BY: Donna Becraft
Max and Bounce Fabric Sheets
Max my 1 year old 7lb Papillon ate 2 fabric sheets. The sheets were stuck and he became sick because he was unable to pass them. With excellent doctor care for a week he finally was able to pass them on his own. Having insurance enabled me to get the appropriate care for Max. He fully recovered and Embraced sent me the appropriate money. The customer service is exceptional and I was always kept update on the claims. I have had a wonderful experience with Embrace.
5
out of 5
POSTED: | BY: Anthony Okolski
That you guys/ladies are the TOPS at EMBRACE
The only thing I can write is that everyone who I speak to at EMBRACE cares about the PET/ CUSTOMER.I never ever had a promblem,you are the TOPS.Keep up the great work.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.