Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
All I have to say is thank goodness for Embrace Pet Insurance. Normally I would not have bought Pet Insurance, however we had our new Great Dane puppy for 3 days, and we had to take him to Univ of Penn Vet Hospital for continuous vomiting and lethargy, and shelled out over $2000 for the visit. This just happening after 3 days of owning our new puppy, we decided to start looking for some Pet Insurance. After much research, we decided to go with Embrace. We choose the plan with a $500 deductible, and a reimbursement of 90% (with the highest yearly maximum of $10,000). Our Great Dane is now over 2 years old, and he would not be here with us today if it wasn’t for us purchasing a policy with Embrace. He’s turned out to be the most precious dog in the world, however he’s had many ups and downs in the past 2 years, and many, many visits to the Vet’s office/hospital. In October he was diagnosed with Wobblers Disease (cervical vertebral instability), which he’ll be treated for the rest of his life with medical management. Our Vet bills were just over $2200, and Embrace reimbursed us about $1300 (we were responsible for the $500 deduct, 10% coinsurance & prescription meds). Then just last month in November we had to have our sweet boy admitted to a Vet Hospital for 6 days. After about 3 days in the hospital, they told us our dane was diagnosed with Addison’s disease (adrenal insufficiency - another life-long illness which he’ll be treated with medical management for the rest of his
5
out of 5
POSTED:
| BY: Luv My
Awesome
I have have Embrace insurance for my 4 pups, and Embrace is AMAZING. The provide the BEST CUSTOMER SERVICE, they provide PROMPT CLAIM PROCESSING, they provide SUPERIOR COVERAGE. I will recommend Embrace time and time again. You can't go wrong if you choose Embrace to cover your loved pets.
5
out of 5
POSTED:
| BY: Sandee
Great experieces so far!
My Husband and I initially decided not to get puppy insurance but after our first scare one thursday at 10.30pm and a 300 dollar bill from the puppy ER we decided to get Embrace puppy insurance. So far we have had 2 additional claims for the same Gastroenteritis. We have been very pleased with the speed at getting our reimbursement and the ease of filling out and turning in claims. I would highly suggest Embrace.
5
out of 5
POSTED:
| BY: Jared M
Simple claim, and no surprises in coverage.
My German Shorthair Pointer is my constant companion and hunting buddy. On a recent out of state hunting trip, she got sick and started throwing up a lot. Fortunately, I had planned ahead and found a good vet in the area, should the need arise. Having Embrace let me focus on getting my dog the medical attention she needed, rather than worry if I was taking her to a covered provider or not. She's back to her normal self now, and getting her claim taken care of was a simple 1 page process. On this one visit, my deductible was met, and Embrace paid their portion of the remainder, as advertised. As a consumer, I can honestly say that I got what I thought I was paying for, and couldn't be happier.
1
out of 5
POSTED:
| BY: DeDee Ratiner
All talk NO pay
They paid 5.00 on a 107.00 med bill...i insured WITH spay and neuter now they say i do not have spay and neuter...this insurance is a total ripoff
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
