4
out of 5
POSTED: | BY: DEBORAH S BATES
Representative was very pleasant.
Representative was very pleasant.
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4.9
out of 5
Number of reviews 16,675
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Brian Piper
Embrace is a great company
Embrace is the first pet insurance I have used but I have been very happy with them. Claims are easy to submit and they process them in a timely manner.
1
out of 5
POSTED: | BY: Ann Marie ONeill
Price Gouging
I have had the insurance for one year. I have a 5 year old Shepard mix with no health problems. I have filed no claims. My rate went from $65 a month to $116 a month with no explanation other than costs are going up. Disappointing, I thought I had done my research but would not recommend this do to price gouging. I have no other experience with them
2
out of 5
POSTED: | BY: Sandi
False advertising at its best
False advertising at its best. Embarrassed it’s affiliated with USAA. They should really say upfront that not ALL “accidents” are covered at the beginning of the policy term. But it’s in the fine print they don’t tell you about.
5
out of 5
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.