Embrace | Pet Insurance Review

Great simple plan. You pick your coverage and your deductible. Then when you have a claim you send in your receipts and a simple cover sheet. They keep you updated on the status and provide a detailed explanation of your settlement. Nothing hidden everything is out in the open. I would not get pet insurance from anyone else.

I have had Embrace insurance now for about 5 years, and they are great. Paid for my dogs knee surgery that was 6,ooo and now he has cancer, and we are going thru treatments and they are always fast with our return. I am a big advocate now for pet insurance. I tell ALOt of people about Embrace!!!

We haven't had any problems with this insurance. We have had them for a couple of years now for both our dogs and we send our claim in and normally receive an email with a day or two letting me know they have received my paper work. And i will then normally here from them with a week or two that my claim has been processed. I also had a dog pass away under this ins. and everyone was so thoughtful and caring, they called us to see how we were doing and sent a sympathy card also. A very caring company. Would recommend them.

Great insurance .So glad I have embrace for our Little LLlasa apso Our dog is 6 years old and suddenly got very sick with a fever hterrible abdominal pain ands Would not eat or drink When I brought her to the vet they Immediately started I've antibiotics fluids And she had to be admitted right away She had terrible abdominal pain and needed x rays Which revealed quite a bit of inflammation Anyway I knew that the bill going to be high I sent my claim in right away and received my Claim decision within two weeks I received more 572.00. And my bil was 960.00 I have a 200.00 deductible yearly I was very happy with my reimbursed amount I would recommend embrace insurance To anyone with a pet!

I am extremely happy with Embrace and am so glad I decided to go with them. I like that you're able to choose your own deductible and co-pays (out of choices they give you). Instead of covering a minimum per procedure as most companies seem to do, they cover a percentage. (One company might only cover $800 of Procedure A, but it may cost me $1000 in one place and $1200 somewhere else. Embrace will cover, let's say 90%, so you definitely get more for your money.) I found this much more appealing and advantageous. I've had almost no issue with any of the claims. I don't know what the person who have 3/10 could have had a problem with. A couple of times I forgot to send the correct bill, but was clearly told what I needed to do and everything was taken care of. Their reps are very friendly and helpful, emails are courteous and caring, and I feel as though they truly care. I receive emails of claim notification within 48 hours and checks within a couple of weeks. Cost really varies on the kind of pet you have. I have a neutered, microchipped mixes breed, so it comes to about $50/month, which for my peace of mind is really worth it. He had surgery about a year and a half ago and 90% was covered--I received almost $1000 back. My only regret was that I didn't sign up during the first year I had him. DEFINITELY recommend!