Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 18,256

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cory

Very pleased

To date, I have been very pleased with Embrace. Just the fact that they cover my dogs prescription dog food up to $400.00 is such a help. I also am quite happy with the one time $200.00 deductible for illness or a sickness. I have had other pet insurance companies in the past and will be adding our puppy next year so he also has Embrace.
5

out of 5

POSTED: | BY: Evan Lamberg

Great customer service!

It's rare to find any company that gives great personal and ultra responsive customer service. From getting you signed up, to making sure everything is in line with what you need, to answering all questions with great follow through to processing speedy payments, the Embrace team is top notch!
5

out of 5

POSTED: | BY: Kathleen Eddy

wonderful service

My claim was handled quickly and easily. Embrace kept me informed of each step along the way--from receipt of the claim to resolution. I'm very happy with Embrace.
5

out of 5

POSTED: | BY: Linda

Embrace Pet Insurance - Peace of Mind

I really like knowing that I have insurance to cover my beautiful little dog in case something terrible happens. And getting reimbursed for wellness care is the icing on the cake.
5

out of 5

POSTED: | BY: dale ann

Couldnt be happier

My Mom and I are extremely happy with all the help we have gotten for our little 13 pound dog that has had multiple problems this year. Service was very prompt and fair. The entire staff is incredibly compassionate about animals, and offers kind correspondence at all times..... I don't know what we would have done without this financial help...
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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