Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 18,286

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jaime Ippolito

Great Service!

I have an English Bulldog and have had several illness visits. Embrace has been very helpful. After meeting my deductible (like many adult health plans are becoming) the reimbursement process is quick and easy and my check comes in the meal not even 2 weeks after the visit. I have not had ONE problem or any disappointment working with embrace! Would recommend to everyone!
5

out of 5

POSTED: | BY: Jenny

Great service

The embrace team is professional and quick to respond to email, phone, etc. I am pleased with the services they offer and I know my puppy is in good hands.
5

out of 5

POSTED: | BY: Jill Bower

Service is Extraordinary

We have had Embrace insurance for two pets for almost a year now, and have been totally satisfied in the claims service that we have received. The claims process is very easy and the claims representatives are friendly and proactively keep you informed on the status of your claim. Claims are processed quickly and accurately. I appreciate the service that I have received with Embrace insurance.
5

out of 5

POSTED: | BY: GPechulis

So far so good

Just joined Embrace to protect my pup- so far, we have had a good experience. They seem pretty on top of getting reimbursements and making sure that claims go through. I did recieve my reimbursement right away (within 2 weeks).
5

out of 5

POSTED: | BY: Patricia Reinheimer

top rate service

This was my first claim after reaching our deductible and it was handled quickly and very professionally. Everyone I have ever talked to at Embrace has been wonderful and I would highly recommend Embrace to anyone needing Pet Insurance.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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