Embrace | Pet Insurance Review

I initially purchased Embrace insurance for my dog after hearing good reviews from other owners. I forgot I had the insurance until I really needed it - an emergency life and death bloat surgery that would have cost me $5000. Embrace covered it quickly - minus my deductible - and I was incredibly grateful to have that kind of coverage in a traumatic situation. Since then Embrace has covered various issues for my dog as he ages with no problems. The form is easy to submit through my vet's office, I get an email letting me know my claim is being processed and typically get another email telling me the coverage amount and letting me know the check is on the way - all within about two weeks. I've called with questions and always get a helpful person on the line, no automated system or waiting on hold. Great service all around.

I already knew that I would have to pay for vet visits out-of-pocket but thought the wellness plan and insurance would be good since it was like a discount program (you pay about $100 less than the benefits) for what you have to do anyways. I have made all the claims for the year since we just bought a new dog, but received all my reimbursements within a week of submitting the claims. I haven't submitted any injury or illness claims but I am so far satisfied with the service so far.

Embrace is a terrific company. No hassles. Good communication. Paid promptly.

Thankfully, I've never had to submit an injury or illness claim, so I can't speak for that, but Embrace is very quick about processing wellness claims!

Our Beagle suddenly showed signs of having trouble walking and was yelping with pain. It was quickly discovered he needed an spinal tap, an MRI and possibly surgery. It was never a question in our minds if we would move forward with these tests to help him, but hearing the dollar amounts add up was scary. Though we put our faith in knowing that when we enrolled him in Embrace Pet Insurance they would be their to help us! When it was all said and down we learned our precious animal had meningitis and a ruptured disc. Though thanks to Embrace, today he is healthy full of energy again and we are not sitting here with extreme credit card bills! It was amazing at how quickly and responsive Embrace was in helping us through this time!