Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
We have had Embrace insurance for two pets for almost a year now, and have been totally satisfied in the claims service that we have received. The claims process is very easy and the claims representatives are friendly and proactively keep you informed on the status of your claim. Claims are processed quickly and accurately. I appreciate the service that I have received with Embrace insurance.
5
out of 5
POSTED:
| BY: GPechulis
So far so good
Just joined Embrace to protect my pup- so far, we have had a good experience. They seem pretty on top of getting reimbursements and making sure that claims go through. I did recieve my reimbursement right away (within 2 weeks).
5
out of 5
POSTED:
| BY: Patricia Reinheimer
top rate service
This was my first claim after reaching our deductible and it was handled quickly and very professionally. Everyone I have ever talked to at Embrace has been wonderful and I would highly recommend Embrace to anyone needing Pet Insurance.
5
out of 5
POSTED:
| BY: Lisa Joakimides
Thank you, Embrace Pet Insurance
I am so very thankful that I went thru all the trouble to sign up and figure out the workings of pet insurance. It was difficult and occasionally confusing to figure out which policy to choose, deduction amounts, coverage percentages, etc. It is Very, Very important to figure it all out ahead of time, before you actually need pet insurance and then it is even more important to "dot the i's and cross the t's" of your policy-- make sure that you do everything that the insurance company asks for, in the time period that they require it. All of these seemingly unimportant details(annual full wellness checks, orthopedic report cards and so on) are crucial to you receiving a payment if and when you need it. If you do so, you will be well rewarded if and when you need pet insurance. My sweet dog Lili tore her first ACL before she was 3 years old (the right leg). I was able to get the best care for her, to research what was best possibilities were for her and then to have the surgery done with a remarkable surgeon, Dr. Farese at the VCA in Rohnert Park-- all thanks to Embrace Pet Insurance.
Then, after 2 months of completely healing Lili's right ACL, she tore her left ACL 2 days later. They tell you that there is a 60-80% chance that they will tear the second ACL but not generally this quickly, especially for a young, vibrantly healthy dog. She was only then beginning to take 20 minute walks on a leash, when she tore her left ACL and she wasn't even able to put her left
5
out of 5
POSTED:
| BY: Angi Montuori
Best decision I ever could have made for My Babies
I was totally surprised at the ease, speed & courteous actions of Your staff for My first claim on both My Australian Shepherd & Black Labrador.
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
