Embrace | Pet Insurance Review

I have a 5 month old labrador. She is our first pet so I really investigated all pet insurance options and chose Embrace Insurance. Part of the reason I chose Embrace over the others are the raving reviews and comments from other satisfied customers. Knowing how important these reviews are I wanted to express my satisfaction and am so glad I chose Embrace. They are professional and you can always get a hold of their customer service with any questions you might have. So far I have just submitted Wellness Claims but have always had a fast turn around. I highly recommend Embrace if you are considering pet insurance for your pet. Also, if you have a puppy like I do, the puppy premium is a great way to go!!

This is my first year with Embrace Pet Insurance. I have purchased both the accident and wellness plan. I have 2 dogs each around 140 pounds. I submitted a wellness claim to Embrace for vaccinations, heartworm and flea preventative and within a month I was pleasantly surprised to receive two reimbursement checks. I am pleased with the turn around time, and will renew my insurance for the next year.

I have had three of my four dogs covered for a good many years with Embrace Pet Insurance, and thankfully, no claims. The fourth dog--a little mixed breed-Chi-Weenie-I had carried the insurance for the first three months after we had adopted her that was provided as part of her adoption package, but then because it was a different insurance company and IA was in the middle of a year with Embrace's coverage of my other dogs, I couldn't make up my mind what to do, and so did nothing for a long while--seve4ral years. There's always been a question in my mind, and many "money experts" question whether the costs to carry insurance on animals is worth the continued yearly outlay, if you don't have claims. This past April, right before my husband and I were going to go on a vacation, I thought, since we're boarding all four of our dogs again, and though I trust the facility...what if something happened while we were out of state, and the boarding facility folks had to make the initial decisions about treatment for us. So, I added Rita in April to our insurance coverage with Embrace. Nothing happened during the week's boarding period. Just a few weeks ago, in June, I noticed that Rita just didn't seem "right." She just looked off, wasn't eating as heartily as she normally did, spent a lot of time by herself sleeping. Since she was almost at the time for her yearly "well dog" check, we went ahead and took her in for her check-up a few days early. We shared with the

I recently submitted a wellness claim for my dog's dental cleaning. Even though the paperwork didn't get there right away and I had to resubmit (I think that was either a technological glitch or the vet's error) the claim was still processed quickly and efficiently, within a week. Embrace covered the full amount allowed by the Wellness policy. So easy. One of the reasons I chose Embrace was because the Wellness policy includes dental cleanings; I'm so happy that the process went so smoothly! Every time I have called Embrace with a question, representatives have been courteous and helpful. They even respond to emails. It's a great feeling knowing you're dealing with a real person, when so many companies are automated and don't offer human interaction for difficult questions! Although I hope I won't have to submit claims in the future (I want my dog to stay happy and healthy!!), if I do, I'll have peace of mind knowing that Embrace is such a friendly and honest company.

I wish there were a health insurance policy for people as good as this one is for pets. No unintelligible explanations of the payments -- just a straight percentage of what the vet bills. No drowning in paperwork -- just one easy page and the vet's invoice. No fighting for fair treatment. No long waits. And follow-ups -- Embrace actually seems to care about how well they're doing. I recommend Embrace to every pet lover.