Embrace | Pet Insurance Review

I submitted my first claim just about a month ago. The process was simple and the reimbursement was painless. I received updates via email on the status of my claim and was able to check the web site if I wanted as well. It was nice to receive the money back, but most of all to know that my puppies are in good hands with Embrace.

Again, we thank you for taking care of Augie's bill. Thank goodness vet visits are on the decline, but we still have our share. We own a dog grooming shop and refer all of our puppy customers to you. You are the best!

I received your check for the difference between my fulfilled deductible amount and charges beyond that deductible. Thanks its good to know we are covered!

I am pretty sure that if a vet wrote on an evaluation form that an animal was breathing air and that their heart was beating, Embrace would use the information to declare that there were pre-existing respiratory and cardiac issues. I quit this company before I ever filed a claim, because if you take good care of your animals and take them to the vet for what are obviously one-time and not chronic issues, Embrace will still find a way to designate a pre-existing conditions. Don't waste your money.

I submitted 4 claims pertaining to Wellness for my new puppy, faxed them to Embrace,and received an email that they were being processed. One day later I got an email update that all 4 claims were being reimbursed at 100% of what I paid on my vet's invoice. I can't tell you how much that helps my finances and I wish I would have purchased insurance when I had my first dog. The Wellness benefit alone is reason enough to purchase this insurance. I know I will use more than the $400 this year, as my dog still needs to be neutered, but with the reimbursment I am getting it will be applied to that - which means less out of pocket cost for me. Thanks Embrace!