Embrace | Pet Insurance Review

Although we have yet to meet our deductible. Embrace reminds us to file claims so that they get applied toward annual deductible. Embrace has been quick to process the claims. Embrace has also been accommodating to me inquiries. We have two dog policies.

I was very happy with the service I received using my Welness Rewards

I initially purchased Embrace insurance for my dog after hearing good reviews from other owners. I forgot I had the insurance until I really needed it - an emergency life and death bloat surgery that would have cost me $5000. Embrace covered it quickly - minus my deductible - and I was incredibly grateful to have that kind of coverage in a traumatic situation. Since then Embrace has covered various issues for my dog as he ages with no problems. The form is easy to submit through my vet's office, I get an email letting me know my claim is being processed and typically get another email telling me the coverage amount and letting me know the check is on the way - all within about two weeks. I've called with questions and always get a helpful person on the line, no automated system or waiting on hold. Great service all around.

I already knew that I would have to pay for vet visits out-of-pocket but thought the wellness plan and insurance would be good since it was like a discount program (you pay about $100 less than the benefits) for what you have to do anyways. I have made all the claims for the year since we just bought a new dog, but received all my reimbursements within a week of submitting the claims. I haven't submitted any injury or illness claims but I am so far satisfied with the service so far.

Embrace is a terrific company. No hassles. Good communication. Paid promptly.