Embrace | Pet Insurance Review

The only problem I have is that I don't have a problem. They have covered me in the death of 2 pets and in the life of 2 more. I always get offers about other companies which I look into but I have yet to change from embrace.

Second Claim during a moving to CA. Everything went just perfect. Before I even had the chance to call Embrace - to let them know that I haven`t received my check. They called me, send me a new check. What a incredible service.I am very happy that I went to Embrace after comparing about 10 Quotes. I am totally amazed by the professional and friendly costumer support. Thanks Laura and all the others I have talked to in the past.

highly responsivequick simple no nonsense caring and communicative third year with embrace for our dogs

I was with another pet insurance company a few years ago with our last dog (who has now past on and had a very expensive and difficult passing). The coverage and company back then were terrible and I ended up not keeping it for more than a few months. Nothing was covered, submissions always seemed to be either too expensive or it was pre-existing, breed specific, etc. Anything to not have to pay me. Embrace has been amazing so far. I just got paid my first Wellness claim and it was fast and easy. I feel confident that I will not have to "go it alone" should my precious puppy need anything going forward. It's worth every penny I pay in premiums, even if it's just to avoid the hassle of other companies. Love Love Love Embrace!

We have received two checks from Embrace - each for immunizations. Luckily, we have had no illnesses or emergencies since enrolling our almost 2 year old Chinese Crested, Grace. My only concern addresses the exclusion that we were given when we made the decision to have an orthopedic exam done so that Grace could be covered immediately for any type of issue that she might develop. She had shown no orthopedic issues nor were we concerned. Our vet gave her a 1 point below perfect rating stating that she had luxating patellas. She said that she doubted we were ever have a problem with this, but being totally honest and thorough, she felt that was the most correct rating. We were disappointed to receive a letter stating that Grace would not be covered for any orthopedic problems in the future due to this rating. I appealed this decision stating that had we NOT had her tested and had waited for the time period with no problems she would be covered. My appeal was denied. I am not sure we will remain with Embrace after this year. The insurance is expensive if future major issues will not be covered.