Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 18,286

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: P. Olds

Wellness Claim

Have had an Embrace plan with wellness option for our dog Tanner for several years. So far we have only needed to use the wellness coverage and have been happy with the service. Claims have been handled promptly and customer service people are knowledgeable and helpful.
4

out of 5

POSTED: | BY: Cecile Guildford

Great Insurance

As soon as I got my little Beagle-Ace I took all the insurance pamphlets and read the little print. Embrace by far offered the most for a reasonable price. Ace is now 5 years old, and having the pet insurance is a terrific deal. I would and do recommend Embrace to my pet lover friends. Thanks Embrace!!
5

out of 5

POSTED: | BY: Sandra and

Fantastic

I submitted my claim for my Corso Lupa and before you know I received a email stating it was processed and a check is on the way. I highly recommend Embrace for anyone that has a pet. So much better than my prior insurance companies. Just so you know Embrace I will be adding my new pup in December. Thank you so much for your prompt and courteous service. One pleased customer.
5

out of 5

POSTED: | BY: Martha Horgan

Embrace Hugs My Annie

As always, the response from the staff was courteous and professional. I had a difficult time faxing my claim, guess the machine is getting old, so after 2 tries, they suggested scanning and emailing the paper work. Success.I recommend Embrace to anyone that is seeking pet insurance. It is a worthwhile investment in a very important member of my family.
5

out of 5

POSTED: | BY: Marion

Fast claim processing time frame

Always friendly customer service reps on the phone and quick easy process to get reimbursed for your claim
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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