Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 17,380

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Laura

Great job on Wellness claims

Embrace has been great in processing the wellness claims. I haven't had to file any other type of claim recently, but I can say that the customer service at Embrace is always great. They are super friendly and informative. Sometimes a little slow in processing, but they always get it done!
5

out of 5

POSTED: | BY: Stephen and

Friendly, courteous and professional staff

Our puppy came down with a stomach virus and parasite at 6 months old. She had to be hospitalized for a few days and has had a very slow recovery with a few more visits to the Vet. Embrace staff has been very helpful, patient and understanding. One of the claims was a bit delayed because of them transferring to a new system, but they kept me informed so I knew why there was a delay. We have been paid just as promised and are very pleased with the service and coverage they provide.
5

out of 5

POSTED: | BY: robin alonso

absolutely wonderful

Your service for our boxer with cancer has been quick efficient and absolutely customer oriented. Thank you embrace Robin Alonso
5

out of 5

POSTED: | BY: Melissa Roming

Quick results and great communication

Since starting early this Summer with Embrace, we have had only positive interactions. My recently adopted pup decided to fetch a stick out of a wood pile and received a shard of wood in his eye. After several visits to the vet, his eye is now healed and I promptly received communication and the final reimbursement for this claim. If there were any issues, I had email communication immediately. I am very pleased thus far.
5

out of 5

POSTED: | BY: Stacy Washington

New Policy Owner

I am impressed on haw fast my reimbursement was received. Additionally, the customer service is excellent! I am referring this company to everyone!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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