5
out of 5
POSTED: | BY: MJB
Very happy customer
Embrace pays out claims quickly and explains benefits clearly. I'm very happy with the service. I wish they had lower prices, but I'm happy with the service I receive.
4.9
out of 5
Number of reviews 16,434
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Don Landy
Great customer service and support
We switched to Embrace because we were tired of chasing our other pet insurance source. What a difference. The people are terriffic and when our four year old German shepherd was diagnosed with Cancer, and the bills started coming in, Embrace reviewed and paid them quickly. Can't ask for more than that.
5
out of 5
POSTED: | BY: Cindy Belisario
Very satisfied customer :)
This was my first time to reimburse and it was a good experience. Everything went smoothly and nothing got delayed. Really glad I was able to get this insurance for my dog.
5
out of 5
POSTED: | BY: Kyna
We couldn't be more pleased!
Our dog, Ollie, just went through his second TTA surgery (both knees). We had Embrace coverage for both of his operations (the first one 2 years ago) and can't be more pleased. There were no surprises with either claim and they paid them quicker than we ever imagined. Beyond that they emailed often checking on Ollie's progress so we felt that not only were we in good hands from an insurance prospective, but were comforted knowing the Embrace folks care and feel a passion for animals. We hold them in the highest regard and feel so fortunate to have chosen Embrace coverage for both our dog and cat!
5
out of 5
POSTED: | BY: Donna Witko
Kind, courteous and professional
My dog, Bowie died unexpectedly due to liver failure. It was a shock since she was one month shy of her seventh birthday. In dealing with my loss, the staff at Embrace was extremely helpful and understanding. They were so wonderful, they sent a sympathy card and everyone signed it! Thank you to everyone that helped me through this devastating loss of my beloved, Bowie.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.