Embrace | Pet Insurance Review

I have never had health insurance for my pets before. A few years ago my Frisbee had a torn cruciate ligament, needed surgery and I was completely broke at that time. $2,500 was way out of my league financially, but I managed through an online website to raise enough donations to pay for the surgery. After that, I knew I needed insurance for my dogs so I would not have to go through that again. I researched many insurance companies and they all pretty much said the same thing, there were breed specific exclusions and things like that that did not make much sense to me. Then I found Embrace with no exclusions except routine care. That made sense to me and I bought it. Almost two years later Frisbee came down with cancer and Embrace has been behind me all the way. They reimburse payments within 15 days as they said they would and it is even automatically deposited into my checking account. Through this tough time Embrace and their representatives have been wonderful. I highly recommend Embrace to everyone who asks and lately that has been many people because of all the quality care I have been getting for Frisbee everyone wants to know how I am paying for it, since I am on disability and all. I am glad I did not cancel my policies last summer when I was trimming down my budget, this was the next thing to go and I kept it. Thank God and thank Embrace and thier representatives.

My 3 year old golden retriever had a bowel obstruction after eating some type of foreign body. She needed a laparotomy, and it was so nice to be able to ensure she got the surgery and care she required without having to worry about taking on such a huge financial burden. It was incredibly easy to get reimbursed my Embrace for her care. It took me less than 1 minute to fill out my part of the paperwork and took the vet 1-2 minutes to do her part. I received my reimbursement within a week with no hassles. As a physician, I only wish it was this easy to deal with people insurance! Thank you Embrace!

We've had Embrace on our Cavalier King Charles Spaniel ever since we got her almost 3 years ago. It was important for us to have insurance because Cavaliers have several hereditary issues, and these are covered as long as they don't have problems prior to being insured. Well, 3 years, one UTI, tearduct surgery, and TWO knee surgeries later (with subsequent removal of pins), I am VERY pleased with Embrace. They have been extremely fair and prompt when handling our claims. Their customer service is awesome and have even checked up on us after her surgeries. I've recommended this company to everyone I know with pets. We will definitely use Embrace for all of our future dogs!

I had considered pet insurance for my cat Poppie. I decided to give Embrace a try and have never been happier! Not long after enrolling Poppie she suffered an illness. Embrace kept their promise & thanks to them, I have been able to get Poppie the care she needed to make a great recovery. I have told friends & family about what a positive experience this has been. The coverage is wonderful & affordable.

Just submitted my first two claims to embrace and I was reimbursed for exactly what I expected. No having to appeal. The reimbursment process was quick and easy and i'm SO GLAD that I signed up for Embrace. I will HIGHLY recommend them to anyone who has pets!!