Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 18,286

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Melissa

Embrace pet insurance for our English bulldog

Embrace has been nothing but fantastic. Great coverage, great customer service and great communication. We appreciate it all and because of this, are now loyal customers as well. We are thrilled to have gone with embrace and have had such a good experience as we were unsure of even getting any policy. Nothing but the best recommendation!
5

out of 5

POSTED: | BY: Izzo

Dermatitis

Our bullmastiff has been scratching alot and has some small bumps all over him. We took him to the vet and he has some allergies which they prescribed antibiotics and a steriod. Embrace took care of the vet and med's.
5

out of 5

POSTED: | BY: Kimberly Vasseur

Fantastic company, people, and service!

We were only with Embrace a short time when both of our pets passed away. Embrace treated us like life long family members. When it came time to start a policy for our new puppy Lily, Embrace not only remembered us but made us feel again like family. We are not only happy with the fast easy service, but the wonderfully warm people!
5

out of 5

POSTED: | BY: Kerry Price

BEST SERVICE EVER

We have been with Embrace for a few years after wanting to make sure we had a great plan in place for our rescued Pom, Wrigley, who we couldn't imagine life without! 2 months ago, Wrigley was diagnosed with transitional cell carcinoma of the bladder and it was a huge blow...luckily, the team at Embrace has made things easy and painless when it comes to filing claims and receiving reimbursements. Thanks to our oncologist Dr Julie and the Embrace team, Wrigley is getting the care that she needs so that we have more quality time and she is feeling 100%! Thank you Embrace, you are the best!!!!
5

out of 5

POSTED: | BY: Carol Stultz

Great Service

I have been very happy with Embrace. It has helped us immensely with our dogs medical problem. I recommend Embrace to every one I know that has a Dog AND OR CAT.Embrace.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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