Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 18,246

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lisa Lally

Puppy Wellness Pays You Back!

Fortunately for us our new Boxer puppy Regan is as healthy as can be. With all of the puppy wellness care that includes many visits to the Vet, not mention all of the necessary vaccinations, we've already spent over $500 in her first 3 months since we adopted her. Our Embrace Wellness plan has reimbursed us $200 of the wellness care! Definately a good way to start out with a new puppy to care for.
5

out of 5

POSTED: | BY: shari

So glad I got Embrace Pet Insurance

Embrace is easy. The staff is easy to talk to, and receptive to emails and phone calls. The policy is fair. It gives me peace of mind to know my girls are covered by this insurance policy.
5

out of 5

POSTED: | BY: Deborah Corcoran

WOW! The BEST total insurance coverage for pets!

Embrace is the best insurance on the market. Friendly, great website, great turn around time, they are on top of their game and I am 100% pleased and satisfied that I elected to have coverage with Embrace for both my furry babies - (dog & cat). And I promote Embrace at every opportunity....a tip to the Embrace marketing people - you should really have a name presence at Angel Animal Medical Ctr. in Boston, MA - I know that VPI promotes themselves their all the time. VPI gives pet insurance a bad name. I have had coverage in previous years with the following: VPI - absolutely THE worst - slow pay, coverage is horrible when it comes to the claim, it always and issue...I had the best policy you could buy including the cancer rider - 24Petwatch is horrible! same issues poor turn around time, always an issue when it came to paying claims I had the best policy you could buy including the cancer rider Pets Best - not really - they are just ok - and payment time is terrible - I had the best policy you could buy including the cancer rider, there were still issues when it came to claims
5

out of 5

POSTED: | BY: Judith Newmark

COMPASSION FROM EMBRACE!

Throughout his bouts of illness and finally, his passing,my dog Louie and I received care and compassion from Embrace in the form of e-mails and even a phone call to see how he was doing! Prompt payment of claims is terrific, too. Thank you Embrace for making a difficult process more bearable.
5

out of 5

POSTED: | BY: Andrea

Always great

The turn-around time is a little long (8 weeks) but I received an email explaining the delay and appreciated that Embrace stays in touch. They are always courteous and helpful--both on the phone and in print, and given the trouble that Moses continues to get himself into, I don't know what I would do without them!

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

Get a quote today

Leave a review