Embrace | Pet Insurance Review

Spading for my pet was supposed to be covered. Now I am told that it will not be covered due their interpretation of it being under wellness. I feel this should be covered over and above the wellness. This is just good pet ownership responsibility. I may even look into changing providers.

The company sure seemed great when I signed up. When we rescued a second dog we switched from another insurance company because this one seemed like it might be a better deal. So far, I am disappointed. We never get much back from out claims. My most recent was $888 and after the deductible and things that are not covered I am receiving a refund of less than 10% (and that took 3 1/2 weeks). I sure hope it gets better.

Glad we had Embrace for our dachshund Sailor. Embrace has processed the claims fast and everyone has been so nice and keep in contact with us during this time. Sailor didn't make it though, my he rest in peace now.

My puppy Sierra has had bouts of vomiting and anorexia. We have gone all the way to a specialist to get her diagnosed. Embrace has handled all the claims in a timely manner. This is my first experience with pet insurance and I am very pleased so far. I am hoping we can find the correct diagnosis to keep Sierra happy and healthy.

I've had very positive experiences with Embrace. I realized the need for pet insurance about 5 years ago when my dog started getting nose bleeds and the vet recommended a $1900 MRI to diagnose what turned out to be a nasal tumor. Never again did I want to make a life-or-death decision concerning my 4-legged babies based on how much money I had in my savings account. I knew the cost of the insurance premium would eventually pay for itself, and it did when my dog tore her ACL and needed major surgery. The pre-certification confirmed Embrace's claim... "everything is covered" except the RX (and that was by choice). I can't imagine having a dog in my family without pet insurance now... it's a real anxiety reducer!