Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 17,425

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ruth

Excellent insurance

My younger dog has been embraced since I got him as a puppy -- about a year and a half now. While they went through a period where it took them up to 3 weeks to process a claim, they're back to processing them in under a week. With my dog electrocuting himself and his allergies, I've sent in a lot of claims. I've never had one questionned or denied. And their wellness coverage is great. I only wish I'd discovered Embrace sooner so I could have gotten my 10-year-old dog covered as well.
5

out of 5

POSTED: | BY: Maryann

So far ..Embrace takes the cake

My dogs have been relatively healthy so I haven't placed in 'many' claims. From what I have, I have had no issues and always quite pleased with the return.I love that they will pay for alternative methods as I see a holistic vet.
5

out of 5

POSTED: | BY: Marc

Prompt with wellness claim

Wellness checkup for my dog. In less than a week a check was sent to my home for reimbursement. Thx for quick response
5

out of 5

POSTED: | BY: Glenn Peterson

Exceedingly professional

Overall I am very impressed with Embrace; I'm kept informed of the status of my claims and their representatives are extremely polite and helpful. I find their rates competitive and a good value for what I receive.I belong to a local bird dog club and and when the subject of insurance comes up I always recommend Embrace.
5

out of 5

POSTED: | BY: Reuter

Excellent service

Each and every time that I have worked with Embrace I have received excellent service. Timely, thoughtful, and informative. I highly recommend Embrace Pet Insurance. I easily relied on Embrace to handle all the claim matters while I focused on my pet and their needs. I was comforted by the fact that my pet was able to receive the best care. Our coverage was amazing. Today after a very serious injury and surgery because we had Embrace coverage we were able to make good solid decisions on our Pete's health care decisions. I'm 100% convinced that having Embrace was critical in saving the life of our dog. I can't thank Embrace enough for their reasonable premium costs and their excellent coverage. Thank you Embrace.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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