Embrace | Pet Insurance Review

When you bring your sick pet in to the Vet, it will quickly amount to a costly bill when the needed blood tests/xrays,medications are prescribed. The one sure comfort I had is that I had Embrace to help me pay those bills so my sweet pet could get well. Although I barely used the policy for the first few years, it has been a pure Godsend this year with the huge orthopedic surgery bills, rehab etc. and now with this new case of enteritis. I have been highly recommending Embrace to all my friends adopting/purchasing a family pet. I gave it a 9 because the day I adopted my dog, I brought it to my Vet who wrote in his medical record that he thought my dog might have a skin allergy or just poor care from being on the street/shelter life. Embrace considered that notation a pre-condition because of that early visit. Sure enough, after time, my little one does have allergies but the shots/tests were/aren't covered.

My first time having pet insurance and I picked the right one. Excellent service and the representatives are great. Make it easier to just take care of my dear cat.

I have found the communication and service with Embrace to be very professional and thorough.

I was thrilled to find Embrace, a company that not only offered affordable rates but also covered several circumstances that were not covered by other insurances I looked into. We've had a policy for a few years now and I would never be without it again. We had several health problems come up suddenly and Embrace has covered everything and has reimbursed us thousands so far. When your pet gets sick suddenly, the last thing you want to have to worry about is how you're going to pay for it. While you do have to wait for a reimbursement, it offers peace of mind knowing you can rack up a credit card bill because the money will be back in your account in a few weeks. Pet insurance was one of the best decisions I've ever made for my dog and I feel Embrace is the best company out there.

The process was really simple and fast. All I had to do was fill out the required fields on the claim form and fax this over with the vet. bill and in about 1 week I received a refund of $156.00 back into my account. I was charged $49.00 for the doctor exam + $103.00 for the senior wellness profile I + $4.00 for the medical waste disposal which totals out to $156.00 (I received the full refund) and that's awesome!