5
out of 5
POSTED: | BY: Esther
Great customer service
Excellent follow up, quick responses to emails. First time using their services and so far, so good.
4.9
out of 5
Number of reviews 18,754
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Soo Hyun
Reliable
My furry baby had seizure and vets had to run several tests to find out what was the cause. I was impressed by Embrace for their prompt attention in sending me the check after I sent the claim. I'm very happy that I chose Embrace INS. Their Customer Service is excellent! So reliable! Very encouraging with their warm words by phone and e-mails. (not so much outhere these days) Thank you so much Embrace! You're impacting and making difference!
5
out of 5
POSTED: | BY: Lauri Austin
Continued Excellent Service and Coverage
We have 4 dogs covered under our Embrace insurance policy, and have had the need to make some sizable claims (for a surgical procedure and for a severe illness) in the past couple of years. We have experienced consistently good service on all our claims, including the most recent claim for our puppy's bilateral iliopsoas strain. I have even done my due diligence and compared costs and coverage with other plans my friends have recommended, and remain convinced that Embrace provides the most comprehensive coverage at a reasonable cost, along with excellent customer service.
5
out of 5
POSTED: | BY: Caitlin McKenna
The best out there
I've had Embrace for 5 years now. One of my dachshunds, who is only 5 years old, just had her second major surgery due to disc disease. This company is amazing. The surgery cost 3, 800.31. I received a check for 3,013.05 ten days later. They are so prompt and friendly. Putting in a claim is supper easy too. No hassles whatsoever. When my dog had her first surgery two years ago, she needed physical therapy and Embrace even covered that. I couldn't be happier. They are truly the best company out there!
5
out of 5
POSTED: | BY: Gary
Great and Prompt Service
Embrace understand my needs and keeps up with my pet in a very profesional matter. I am very pleased with their concern for my pet and my wallet.Great people and personal touch. Always there for us.
Congrats on a job well done.
GMC ERD and Valentina, a happy white 13 year old yucatecan Chihuahua....
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.