Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 18,256

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Gerald L

I Love Embrace! You all are Great!

Thank you for such a rapid and timely responce. This is my first time having pet insurance. You all have made it a very good and pleasureable experience. I really ahve to thanlk you for helping me understand how things work. I doappreciate everything and look forward to a better future for Ms. Hailey and you all. Happy holidays anmd a great new years. Gerald L. Walters and Ms. Hailey.
5

out of 5

POSTED: | BY: Ernest Lee

Great Service

Second year with Embrace... Only claims so far have been wellness claims...but the went perfectly... That is for both dogs too. ... highly recommends!
5

out of 5

POSTED: | BY: Karina Brez

Best pet insurance on the market!

I am very pleased and happy I choose this company over 6 other companies I was looking at. I got my dogs pills and they sent me a reimbursement quicker than my own health care! Very happy I recommend them to everyone.
5

out of 5

POSTED: | BY: Lisa Mims

Back Surgery Claim

Our 7 year old corgi Beezy ruptuered her disc and had to have emergency surgery to save the use of her hind legs. We were reimbursed for the surgery within a couple of weeks of filing for the claim. The rehabilitation period for Beezy has been challenging and we appreciate our ability to concentrate on recovery rather than her insurance claims. Thank you to the entire Embrace staff.
5

out of 5

POSTED: | BY: Steven

Strong customer support, quick turnaround

My dog needed patellar luxation surgery. We submitted a claim. Embrace settled the claim with very few questions asked. Customer service was thorough in collecting the information needed to process the claim. And the payment was made quickly.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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