Embrace | Pet Insurance Review

If you are considering getting pet insurance (you should) and you don't know which one to choose, you should choose Embrace, hands down. 1) Awesome, personal customer service. A group of actual people who actually care. 2) Variety of plans, deductibles, and co-pays to choose from. You can find something affordable that meets your needs. 3) Unlike other pet insurance companies, Embrace pays you what you paid the vet. They don't arbitrarily decide whether or not the testing or treatment you pet had is "reasonable or customary" and deny payment for certain things. They literally pay you what you paid, minus your deductible and co-pay. 4) They are quite fast about paying claims, even by snail mail, but if you sign up for direct deposit, it's lightening fast! We just had a number of claims in a row for visits, testing, and treatment of our cat's lymphoma and in the middle of it, I signed up for direct deposit. I can't tell you how happy I am that I did. In short, I cannot describe to you how happy we are with Embrace. Truly a stand-out company that I hope will never change their winning ways.

We just started a policy with Embrace. We also signed up for the wellness plan which will refund you up to $400 annually. That week I took our Golden Retriever in for her ortho check-up and vaccinations. I submitted my first claim shortly thereafter for the check-up and received a full reimbursement within 10 days. So far everything has gone smoothly. Very good communications.

A hassle to submit a claim - in this day and age who ever heard of havong to fax a claim? First claim took very long to process. Kitten vomiting was considered a "preexisting condition" and not covered. Canceling my policy

I've used Embrace Insurance for over 3 years and they're payment history has been flawless. I would recommend them to all pet owners. A couple of years ago there were some changes and they were taking a long time (40 - 60 days) to pay a claim but that's all been fixed and my last two claims were made in under 2 weeks! That is awesome efficiency! Please keep it up!

I've been with Embrace for a number of years and several dogs. I couldn't be happier with the prompt coverage and the courteous, knowledgeable service. I was with another company first and switched to Embrace. So glad I did.