5
out of 5
POSTED: | BY: Amy
Wonderful service
I appreciate how on top of things this company is.I always get an email every time I call in for something.
And I like how they update me during the claims process.
4.9
out of 5
Number of reviews 18,633
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Karen Zinkosky
Fantastic Service
The Embrace staff are fantastic. They're so prompt, and the follow-up is great too. The coverage with the three policys that I have for my Urban Terrorists, is the best that I have seen, and believe me, I shopped before I bought.
5
out of 5
POSTED: | BY: Lindsey
Amazing Company
I have nothing but great experiences with Embrace. They answer all of my questions promptly and I get the reimbursement check for all of my claims quickly and efficiently. I have the wellness plan and I LOVE it, it is by the far the best wellness plan out there. They cover vaccinations, flea/tick preventatives, and heart worm preventatives--all which really add up over the course of a year. They are prompt and really easy to work with about everything. Don't be fooled by the "big names" that your vet may recommend because they don't know of any others. I did a lot of research and Embrace is truly the best, and now that I've had their coverage, I can certainly confirm that all the research was true!
5
out of 5
POSTED: | BY: Lloyd Taplin
Embrace provides unique options & assurance
In researching pet insurance options, I read a recent article featuring Embrace and co-owner Laura Bennett in "Fresh Water Cleveland" an e-magazine. The article was about new, successful businesses in the Cleveland area. The article was very impressive and it was refreshing to know that there was a local company that in it's first few years of existence was growing rapidly and compared quite favorably to some of the more established pet insurance companies. The unique Embrace products ultimately convinced me that they were the better choice for us offering a Wellness program along with Accident and Illness and each with fair and flexible options.
We have been with Embrace for less than a month but already we are seeing prompt responses to our claims and have been reimbursed for all of our Wellness claims to date. We look forward to a long relationship and wish Embrace much success in the years to come.
5
out of 5
POSTED: | BY: Ricardo
Positive First Claim Experience
Well, after having Embrace for a year and a half I finally had to submit a claim. When I picked this insurer it was because of good reviews about the claim process and approval. Everything went according to my expectations. Customer service got working on my claim as soon as I submitted it. There was some delay in the approval but this was my vets fault for delaying with the release of some information. As soon as the information was released from my vet Embrace approved my claim within 24 hours and direct deposited the money into my account. Their CSR did a very good job with keeping me posted about the progress on the claim. I recommend you get the medical history review for your pet. I knew from having my cats medical history review examined by Embrace at the beginning that his illness would be covered, so no surprises there.
All in all, I am very glad I chose to go with Embrace and I would recommend you do the same.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.