5
out of 5
POSTED: | BY: Reid, Larry
Thank you for caring for our adopted older pet.
The insurance rate per year is the best out there. It may be raised after extensive and long treatment and is worth it.
4.9
out of 5
Number of reviews 18,312
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Keith Taylor
Awesome
We had our puppy neutered and microchipped. Our vet's office submitted the claim. We set up direct deposit for claim reimbursement. Three days later, we received an email detailing our reimbursement. On the fifth day following the procedure we were reimbursed. We called in advance of the procedure to ensure our policy would cover the procedures. The gentleman was very friendly and helpful. We are new clients of Embrace and are extremely happy.
5
out of 5
POSTED: | BY: Susan Montgomery
Thank God we had Embrace!
On the Sunday before Christmas (3 weeks after a full checkup showing NOTHING wrong), our dog Finn had to be rushed to the vet with a ruptured spleen. He was bleeding out in his abdomen. He had to have an emergency spleenectomy immediately. Because we had Embrace, we could tell them to operate, without spending time trying to figure out the finances and whether we could afford this very expensive surgery. Instead, we had the best surgeons and care for our Finn with no worries. We could concentrate on taking care of his recovery and counting our blessings we still had our sweet boy with us. We came so close to losing him. Even now I still tear up thinking about it. Just the time trying to figure out how much everything cost and what we could do could have cost us his life.Of course the claim was processed very quick and the check is on the way. Thank you, thank you, thank you!
4
out of 5
POSTED: | BY: Leann Torre
I like having piece of mind that have coverage
This claim was for my well coverage. It was paid in a little over a week. The embrace team responds to any questions you may have very timely via email. I am very impressed with that! I do wish that the reimbursement of claim came through a bit faster but I still like that I have piece of mind having coverage for my pets should something go wrong with their health. They are part of our family.
5
out of 5
POSTED: | BY: Deby T.
EFFICIENT & HELPFUL SERVICE
I was very impressed by the guidance, quick return phone calls, and emails received regarding my first claim. I also received my reimbursement in short order. This is the first time I have purchased pet health insurance, and I'm impressed by Embrace!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.