4
out of 5
POSTED: | BY: Denise Walker
Great service excellent customer service
I have already referred two friends to Embrace
4.9
out of 5
Number of reviews 18,256
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Craig Hymowitz
Embrace has given us peace of mind.
We've been with Embrace for 4 years, 3 labs (including 2 puppies) and have had ZERO complaints. They have been a wonderful partner to us, our pets, and our vets.
With Embrace, we don't worry about taking the dogs to the Vet "just in case" - any more than we do with our actual children. And with lab puppies it has been a prudent decision. We've been through shoulder surgeries, stomach pumpings, and scabbies - and that's just with one of the dog's!
We would no sooner go without health insurance for our kids, than go without Embrace for our dogs.
Thank you SO much!
5
out of 5
POSTED: | BY: Joseph E.
Great Pet Insurance ! Wort
This is my first time getting pet insurance although this is the third dog that I have owned. I was always apprehensive about its worth ( now I'll never be without it ). After getting my new puppy I researched the various insurance companies. I then went with Embrace. I have had a few claims , they are always handled quickly. My last claim was settled in 8 days which is great. The customer service staff is always helpful and courteous. I am very happy with Embrace so far and I recommend this company without reservation.
5
out of 5
POSTED: | BY: Martha Whitton
Must Have!
We were blessed to get our 9 yr old English Bulldog, Phoenix 4 1/2 yrs ago.Her previous owner had only one requirement, pet insurance. Thank goodness we did! It's amazing when you talk to pet owners they are surprised at how affordable the premiums are. As long as we are pet owners we will have pet insurance!
5
out of 5
POSTED: | BY: Jennifer C
Flexible policies and speedy reimbursement
I have both of my dogs insured through Embrace. I like the way that you are able to customize the policies to fit you situation and that they reimburse on the actual cost of the visit, not through a set schedule of procedures. I have not had to use the policy for either dog until recently when my dog developed a UTI and incontinence. I was able to get her proper testing, treatment and follow-up without worrying so much about the cost. Once the deductible was met for the year (there is no deductible per incident), I received a check for their percentage within a couple of weeks.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.