Embrace | Pet Insurance Review

Embrace has been so professional and helpful. I truly have peace of mind. I have had two dogs in my life of having canine companions and long before getting Embrace coverage for my current dogs that had cancer. They got treatment but I am glad I never have to worry again about whether I can give the treatment needed to my beloved pets! Thanks Embrace!

Having already had one dog die of cancer I had an idea of what cancer can cost. I signed up for the plan several years ago for my next dog hoping I would never need it. Then the terrible news came: lung cancer. The question that went through my mind was OK, they took my money now will they honor there agreement. Indeed they did. To date with several more chemo treatments yet to come they have paid over $4000. I have had numerous contacts with their service department and they couldn't be more friendly or helpful. I give this company my full and unreserved recommendation. If you truly value your pet and want to care for him in the face of enormous medical bills I strongly urge you to consider taking out a plan with this company.

We have had insurance on Windi for several years and never had the need to submit a claim. She suddenly became very sick with what turned out to be a severe kidney and auto immune problems. The hospitalization and Vet visits were very expensive. Embrace quickly paid for everything that was covered by my policy and even explained in detail how they paid each claim. (I only wish I had opted for the prescription coverage.) They have now reimbursed several thousand dollars and it looks like Windi is on the road to recovery. I highly recommend Embrace Pet Insurance.

Former 15 year VPI user. Vet recommended Embrace and now I wonder why. Embrace has been problematic with wait periods, need for detailed notes. I am paying nearly 400 on routine care to get $400 reimbursement. Just learned that my Golden's spay will not be covered as i have used her wellness money on vaccines. This is NORMAL for the 1st year of a dog's life. Very disappointed in the slow pace of reimbursement, the loopholes, etc. Spaying a dog is medical/surgical and am shocked to be out nearly 1k. Really wish I had put this pup on VPI. What do vets get for recommending Embrace? We're out asap.

If you're going to have pet insurance, you have to make a smart choice and have the right amount of coverage. Embrace has proven it was the best choice for us. Our puppy has had chronic gastro problems since she was adopted so we've had to submit multiple claims. No problems with claims being covered and when they needed more info--they contacted my vet directly. Always give very quick responses. Awesome customer service.